| Eligible Operations |
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Private or franchised campgrounds with ancillary activities including waterslides, amusement devices & motorized boating |
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Day camps |
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| Ineligible for this program: |
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Waterparks, horseback riding, amusement rides, motorized boating/skiing, etc. as primary reason for patronage to the campground |
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Coverages Available & Program Highlights |
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| General Liability |
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Property |
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Broadened coverage form |
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- More Than 25 Coverage Expansions |
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Non-audited policy |
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- Equipment Breakdown Included |
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No deductible |
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- Vacancy Clause redefined to address seasonal operations |
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Fireworks Liability (available on request) |
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- Building definition redefined to include; tent platforms, |
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Expanded Bodily Injury Definition |
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pavilions & shelters, signs, boat & canoe racks, |
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Nonowned watercraft up to 51' |
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permanently installed playground equipment |
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Personal and advertising injury definition expanded |
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- Outdoor property (trees, shrubs or plants) |
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- Emergency vacating expenses covered up to $15,000 |
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- Business interruption, communicable disease and |
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food contamination extension |
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| Commercial Auto |
Crime |
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| Excess Liability |
Inland Marine |
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| Workers' Compensation |
Event Cancellation & Non-appearance |
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Common Associated Exposures |
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Golf courses |
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Miniature Golf |
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Golf driving ranges |
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Playgrounds |
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Hiking trails |
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Recreational boating/canoeing |
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Horseback riding |
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Swimming |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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risk must have system for personnel screening, written sexual abuse & molestation procedures and criminal background checks |
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$5,000 minimum account premium |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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ACORD applications for other requested coverages |
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Four years of detailed, currently valued company loss runs |
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Photos of facility |
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Web site address(if available) |
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Copy of rental contract |
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Copy of sexual abuse screening & written procedures |
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