Youth Day Camps - K&K Insurance Group, Inc.

****************************************************************************************************************
NOW AVAILABLE - Buy Coverage On-line! Liability limits of $1,000,000 to $5,000,000 (per occurrence) are available online.

****************************************************************************************************************

This program has been designed for U.S.-based day camp operations (those attended by campers age 19 or under) with programs dedicated to activities other than sports skill development. Coverage provided under this program includes important liability protection
for the camp, including its employees and volunteers, for liability claims arising out of its operations. In addition, the program provides
medical payments for participants coverage to the camp participants. Coverage is provided on an annual basis, but only applies to those
camp sessions that are specifically reported.

Note: Day camps that may not be eligible for the program outlined below and/or have more complex coverage needs should visit our Camp Program. Sports related day camps should visit our Sports Camps Program.

Eligible Operations

Youth day camps offering programs in the following categories are eligible to submit an enrollment for this insurance program

-	Academic day camps	-	Arts & crafts day camps
-	Computer day camps	-	Creative writing day camps
-	Culinary day camps	-	Etiquette day camps
-	Incentive builder/Lego® day camps	-	Math day camps
-	Music day camps	-	Nature day camps
-	Performing Arts day camps	-	Photography/film making day camps
-	Science day camps	-	Vacation bible schools

Ineligible for this program:
-	After school/day care/latch key programs	-	Sports camps
-	Camps with attendees age 20 & over	-	Camps with activities away from main location
-	Camps providing overnight accommodations

Coverages Available & Program Highlights

Commercial General Liability			Event Cancellation & Non-appearance
-	Damage to Premises Rented to You
-	Bodily Injury and Property Damage
-	Personal & Advertising Injury
-	Medical Expense (other than participants)
-	Medical Expense Reimbursement for Participants (illness)
-	Products-Completed Operations
-	Legal Liability to Participants
-	Professional Liability
-	Medical Payments for Participants
-	Hired Auto and Employees' Nonownership Liability
	(not provided while in Hawaii)


Program Features

Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

-	Abuse, molestation, harassment, or sexual conduct	-	Fireworks
-	Amusement Devices(e.g.: rides, slides, inflatables,	-	Fungi or bacteria
	bungees, climbing walls, dunk tanks)	-	Lead
-	Asbestos	-	Nuclear energy
-	ATV use	-	Open water activities
-	Boating activities	-	Separate ticketed events
-	Employment-related practices	-	Ownership, operation, maintenance or management of any
-	Equestrian activities		facility other than while being used for covered activities
-	All operations listed as ineligible	-	Transportation of participants


Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-	Completed and signed enrollment form
-	Full payment by check or credit/debit card

NOW AVAILABLE - Buy Coverage On-line!