This program has been designed for the
concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows or a location that is away from any owned or long term leased premises. The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area. Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company. |
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Eligible Operations |
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| - | Antique & collectible vendors | - | Home based vendors (caterers, DJs, decorators, florists,
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| - | Apparel & accessories |
| ice sculptors, photographers/videographers- single event
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| - | Arts & crafts
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| option only)
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| - | Auto/vehicle accessories (non-mechanical) | - | Kitchen or cookware accessories or appliances (no knives)
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| - | Candles | - | Lawn & garden equipment
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| - | Caterer (single event option only)
| - | Literature distribution
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| - | Celebrity, mascot or character appearances
| - | Micro-reality race tracks
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| - | Cleaning accessories & products
| - | Motorized equipment - static display
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| - | Exercise Equipment
| - | Product demonstrations
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| Floral
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| Product or service displays
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| - | Food, drink or produce sales
| - | Souvenir sales
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| - | Game trailers or booths | - | Sports or camping equipment
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| - | Gift wrap booths | - | Toys (for ages 5 and over)
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| - | Hardware sales
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| Vehcle/boat display - static only
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| - | Health & beauty products
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| Coverages Available & Program Highlights: | | |
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| General Liability | Equipment & Contents |
| - | Contractual Liability | - | $250-$2,500 Deductible (depends on limits) |
| - | Personal & Advertising Injury | - | General Liability coverage must be purchased in |
| - | $300,000 Damage to Premises Rented to You | | conjunction with the Equipment & Contents |
| - | $5,000 Medical Payments | - | All items must be insured to 100% replacement |
| - | Options available include: Single Event (one month or | | cost value |
| | less), 3 Month Coverage, 6 Month Coverage | -
| May not be available in all states
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| and 12 Month Coverage | | |
| - | Additional Insureds at no charge | |
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| - | No limit on number of shows during the 3-month, 6-month | | |
| | and annual coverage periods | | |
| - | No charge for Certificates of Insurance | | |
| - | Discounted rates for multiple booths | | |
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Risks Not Eligible Under This Program: (Including but not limited to) |
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| - | Alcoholic beverages - selling or furnishing | - | Nutritional/health supplements (selling) |
| - | Animals
| - | On-site installation/service/repair of products |
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| Any games that involve person-to-person contact
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| On-site equipment sales or rental
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| - | Art displays over 10 feet or occupying more than 100 sq ft
| - | Oxygen/aromatherapy bar
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| | (unless reviewed and approved by the program administrator) | - | Paintball equipment/accessories
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| - | Auto parts (mechanical) | - | Photographers (unless for a single event home-based
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| - | Body piercing or permanent tattooing |
| wedding photographer)
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| - | Christmas tree retail lots | -
| Protective equipment or apparel
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| - | Contractors (lighting, stage, sound, etc) | - | Storefront operations
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| - | Cryogenic chambers/therapy | - | Tobacco, Cannabis, and Cannabis related products
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| - | E-commerce selling |
| (including e-cigarettes/vapor products)
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| - | Fire safety equipment | -
| Toys (for ages 4 and under)
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| - | Fireworks sales and displays | - | Unmanned aircraft systems (e.g.: drones, RC aircrafts)
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| - | Haunted attractions | - | Use of and/or sales of weapons (such as: guns, axes, knives,
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| - | Hot wax impressions |
| swords, tasers, defense sprays)
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| - | Leasing/rental operations | - | Vehicles in motion
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| - | Mazes (corn, hay, fence) | - | Watercraft exhibits on water
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| - | Medical testing | - | Weight-loss plans or products (selling) |
| - | Motorsports activities | - | Wholesale business operations |
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| Notable Exclusions |
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| - | Abuse, molestation, or exploitation
| - | Cap on losses from certified acts of terrorism
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| - | Aircraft/hot air balloon | - | Commercial general liability standard exclusions
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| - | Airport - the ownership, operation, maintenance, or use |
| (CG0001 4/13 edition)
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| | of any airfield or airport facility or premises. This exclusion | - | Communicable disease
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| | does not apply to concessionaires, exhibitors or vendors | -
| Cyber incident, data compromise, and violation of statutes
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| | selling, displaying, demonstrating or promoting their products |
| related to personal data
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| or services at any airfield or airport facility or premises | - | Dunk tank
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| - | Amusement devices - the ownership, operation, maintenance, | - | Employment related practices
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| | or use of: any mechanical or non-mechanical ride, slide, or | - | Fireworks
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| | waterslide, any inflatable recreational device, any bungee | - | Fungi or bacteria
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| | operation or equipment, any vertical device or equipment | - | Haunted attraction
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| | used for climbing - either permanently affixed or temporarily | - | Lead
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| | erected, or dunk tank. Amusement devices do not include | - | Nuclear energy
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| | any video or computer games or structures that are not | - | Performer
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| | designed to bounce on, slide on, ride on, or tunnel through | - | Rodeo
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| - | Animals
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| Saddle animal
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| Asbestos
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| Sexually transmitted disease
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| Bungee
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| Silica or silica-related dust
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| Snowmobile
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| Specified recreational vehicles and activities
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| Total pollution with a building heating, cooling & dehumidifying
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| | | equipment exception and hostile fire exception
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| Unmanned aircraft
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| Preliminary Underwriting Information Required |
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K&K Applications | | |
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