Entertainers & Performers - K&K Insurance Group, Inc.

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NOW AVAILABLE - Buy Coverage On-line! Liability limits of $1,000,000 to $5,000,000 (per occurrence) are available online.

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This insurance program is specifically designed for US based entertainers and performers who work on an independent contractor basis entertaining at local fairs, festivals, special events, private parties, convention or tradeshow booths. Coverages provided under this program include important liability protection for the performer for liability claims arising out of their operations.

The following criteria must be met to be eligible for consideration of coverage under this program:

Entertainer or performer must be at least 18 years of age.
Annual gross income from the performer's activities can not exceed $100,000

NOTE: This program only provides coverage for your individual operations as an entertainer/performer. The policy does not extend coverage for activities conducted by employees or anyone else assisting or performing on your behalf.

Eligible Operations

This list does not encompass all entertainers/performers that may be eligible for coverage. If the type of entertainer or performer is not listed in the eligible or ineligible listing, please contact our office at 1-800-328-2317 for classification.

-	Actor Portraying Historical Person (Actual or	-	Impressionist
	Fictional)	-	Individual musician/singer/vocalist
-	Balloon Artist	-	Juggler
-	Belly Dancer	-	Magician
-	Caricature Artist	-	Mime
-	Celebrity Look-a-like	-	Poet
-	Clown	-	Puppeteer
-	Comedian	-	Singing telegram deliverer
-	Contortionist	-	Story teller
-	DJ/KJ	-	Ventriloquist
-	Face/body painter (FDA approved/compliant paint only)	-	Western Performer
-	Holiday character	-	Yodeler
-	Impersonator


Ineligible Operations

-	Acrobatic/Aerialist performer	-	Model
-	Actor or actress	-	Performer putting on an athletic exhibition
-	Circus performer	-	Performer using weapons (with live ammunition
-	Cosmetologist/Beautician		or sharpened blades)
-	Escape artist	-	Permanent tattoo artist/body piercing artist
-	Exotic dancer	-	Production/entertainment companies
-	Fire handlers	-	Public speaker
-	Group acts or bands	-	Pyrotechnician
-	Henna artist	-	Rap, hip-hop, alternative or techno musical
-	Hypnotist		entertainer/performer/DJ
-	Jouster	-	Strength performer
-	Mascot	-	Stripper
		-	Stunt performer

Coverages Available

Commercial General Liability
-	Bodily Injury and Property Damage
-	Medical Expense
-	Damage To Premises Rented to You
-	Products-completed Operations
-	Legal Liability to Participants
-	Medical Payments for Participants
-	Broadening Endorsement Included

Notable Exclusions:

-	Asbestos	-	Full body art and painting
-	Abuse or molestation, harrassment or sexual conduct	-	Fungi or bacteria
-	Amusement devices (rides, slides, inflatables)	-	Haunted attractions
-	Animals (injury or death to, or injury, death or property	-	Historical battle reenactments
	damage caused by any animal owned, rented or hired by	-	Hot wax impressions
	you. However, rabbits, doves, mice, hamsters,	-	Lead
	non-venomous/non-constricting snakes and dogs weighing	-	Nuclear energy
	less than 15 lbs are covered for the liability arising out of the	-	Operations held outside of the U.S.
	insured's operations that include the use of these animals)	-	Ownership of a facility for performances
-	Athletic activity	-	Personal and advertising injury
-	Body surfing or mosh pits	-	Pollution
-	Employment-related practices	-	Those activities listed as ineligible
-	Events hosted/organized by the entertainer/performer	-	Use of non-FDA approved/compliant paints
-	Fireworks (exclusion does not apply to flashboxes)


Preliminary Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-	Completed and signed enrollment form
-	Full payment by check or credit/debit card

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