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K&K
Link to K&K Canada

This program has been specifically designed to provide commercial general liability insurance coverage for professional event planners. Inland marine coverage is also available as an option to provide protection for direct loss or damage to the event planners office supplies, equipment, furnishings, improvements and betterments, sign and nonstructural glass. This coverage does not provide event liability coverage. For more information regarding event liability coverage, please call our Special Events Program at 1-877-648-6404.

Eligible Operations
 
- Fee-based professionals or businesses, domiciled in the United States that plan, organize, coordinate and/or arrange public
  or private events and social gatherings for others.    
   

Ineligible Operations

     
- Event production companies - Rental companies
- Concert promoters - Talent agencies/companies
- Travel agencies
 
Note: concert promoters may qualify for coverage under another K&K program.
 

Coverages Available & Program Highlights

   
     
General Liability  

Equipment & Contents (Inland Marine)

- Bodily Injury and Property Damage   -    Not available in New Jersey
- Personal & Advertising Injury   -    Supplies and equipment, furnishings,  improvement and 
- Damage To Premises Rented to You        betterments, signs and nonstructural glass
- Products-Completed Operations   -    Coverage applies while set-up or parked
- Medical Expense (other than participants)   -    $100 Minimum premium
 - Hired Auto and Employers' Nonownership Liability   -    All items must be insured to 100% replacement cost value
  (not provided while in Hawaii)   -    $1,000 Deductible (higher deductibles are available)
      -    General liability coverage must be purchased in
           conjunction with the inland marine
 
Event Cancellation & Non-appearance
 

Notable Exclusions

 
- Abuse or molestation - Lead
- Asbestos - Amusement devices-including but not limited to, any 
- Designated operations exclusion-those activities listed as   mechanical or non-mechanical rides, slides
ineligible pony rides, or inflatables
- Employment-related practices - Nuclear energy
- Fireworks - Pollution
Preliminary Underwriting Information Required
- K&K applications - Coverage will be bound for your requested dates upon receipt
      and approval of your completed enrollment form and payment