| Eligible Operations |
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4H fairs |
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Livestock shows |
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Agricultural expositions |
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State fairs |
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County fairs |
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| Ineligible for this program: |
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Fair events involving extreme sports and |
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Concerts with rap, heavy metal, alternative, urban R&B |
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extreme motorsports activities |
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and/or grunge music |
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Coverages Available & Program Highlights |
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| General Liability |
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Directors and Officers including Employment Practices Liability |
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Written on an admitted basis in most states |
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Non-Auditable policy |
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Property |
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Broadened Coverage Form |
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- Equipment Breakdown included |
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No General Aggregate |
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No deductible |
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Inland Marine |
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Legal Liability to Participants |
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Volunteer Accident- Accident Medical coverage for fair volunteers |
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Crime |
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Volunteers as Additional Insureds |
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Contingent Ride Liability |
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Commercial Auto |
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Fireworks Liability |
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- Nonowned/Hired Auto |
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Liquor Liability |
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- Owned Auto |
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Motorsports Liability |
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Vendor/Exhibitor Coverage |
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Excess Liability |
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Employee Benefits Liability |
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Workers' Compensation |
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Event Cancellation & Non-appearance |
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Common Associated Exposures |
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Carnival rides |
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Interim events |
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Concessionaires |
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Livestock shows |
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Demolition derbies |
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Parades |
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Displays |
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Rodeos |
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Fireworks |
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Truck & tractor pulls |
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Horticultural, agricultural and home economics exhibits |
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Vendors |
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Key Underwriting/Qualifying Factors(Including but not limited to) |
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Management must have at least three years fair |
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Minimum premiums |
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management experience |
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general liability- $2,500 |
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package-$5,000 |
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Preliminary Underwriting Information Required |
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K&K Applications |
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Most current financial statement |
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ACORD applications for other requested coverages |
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Web Site Address |
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Four years of currently-valued company loss runs |
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Copy of Certificate of Insurance from carnival ride |
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Diagram/site plan of location/setup |
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vendors/concessionaires/sub-contractors listing fair as |
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Schedule of events |
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additional insured |
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Copies of contracts where insured assumes liability of others |
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