Short Term Special Events - K&K Insurance Group, Inc.

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This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

Maximum total attendance is 12,000 or less.
Maximum number of consecutive event days (not including set-up or tear down) is 10.
Event is held at a single location.
Event location must be held in the U.S.

Note: Special Events that may not be eligible for the program outlined below and/or have more complex coverage needs should visit
our Special Events program administered in our Events Unit.

Eligible Operations

-	Auctions (animals, property, real estate)	-	Phone-a-thons
-	Award presentations	-	Picnics (no in or on water activities)
-	Banquets/luncheons	-	Poetry readings
-	Bar Mitzvah/Bat Mitzvah	-	Prom (formal event)
-	Bazaars	-	Quinceanera
-	Bingo games	-	Recitals
-	Car/Motorcycle/ATV/Boat shows- static display only	-	Religious assemblies
-	Charity auctions/ benefits/ dances/ walks	-	Reunions (family, class, military)
-	Concerts (call for approval)	-	Rummage sales
-	Conventions	-	School band/drill team competitions
-	Debuts	-	School carnivals (no rides)
-	Debutante balls	-	Scouting jamborees
-	Festivals (art, craft, ethnic, harvest)	-	Seminars
-	Fiesta de quinceanera	-	Shows (antique, art, baby, flower,
-	Flea markets		garden, home, RV, trade, wedding)
-	Fundraisers	-	Social gatherings/ receptions
-	Graduation ceremonies	-	Speaking engagements
-	Job fairs	-	Swap meets
-	Lectures	-	Stage shows (dance, music, theatrical)
-	Meetings	-	Theatrical performances/ musicals
-	Pageants	-	Weddings & receptions



Ineligible for this program:
Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):

-	Air shows	-	In-or-on water activities
-	Activist rallies/marches/literature distribution	-	Mazes (corn/hay/fences)
-	Athletic events and competitions	-	Motorized vehicle/motorcycle/watercraft/powerboat practicing
-	Cinematography and photography for commercial use		for, qualifying for, or testing for any racing speed,
-	Concerts – no rock, rap, or hip-hop		demolition or stunting activity
-	Events requiring liquor liability coverage (host liquor	-	Overnight retreat
	situations are not excluded)	-	Parades
-	Gun and knife shows	-	Petting zoos
-	Haunted attractions	-	Rodeos (activities including, but not limited to, bull or
-	Health fairs/shows		bronco riding, steer roping, team roping, or barrel
-	Historical battle reenactments		racing)

Coverages Available & Program Highlights

Commercial General Liability
-	Personal and Advertising Injury
-	Medical Expense
-	Damage To Premises Rented to You
-	Products-Completed Operations

Notable Exclusions

-	Abuse molestation, harassment, or sexual conduct	-	Fireworks
-	Aircraft/hot air balloon - ownership, operation, maintenance	-	Designated operations exclusion–those events listed
	or use		as ineligible
-	Airport - ownership, operation, maintenance or use	-	Fungi or bacteria
-	Amusement devices - the ownership, operation, maintenance	-	Lead
	or use of: any mechanical or non-mechanical ride, slide or	-	Nuclear energy
	water slide, any inflatable recreational device, any bungee	-	Performers
	operation or equipment, any vertical device or equipment	-	Saddle animal - ownership, operation, maintenance, use
	used for climbing - either permanently affixed or		loading or unloading of any saddle animal, including but not
	temporarily erected, or dunk tank		limited to, riding any saddle animal or riding on any
-	Animals - injury or death to any animal; injury, death		vehicle which is drawn or powered by any animal
	or property damage caused by any animal owned,	-	Snowmobile
	rented or hired by you	-	Claims arising out of the operations of concessionaires,
-	Asbestos		exhibitors and vendors at your event
-	E-commerce consulting	-	Claims resulting from the selling, serving or furnishing of
-	Employment-related practices		alcoholic beverages if the named insured is required to
-	Events with over 12,000 in total attendance		obtain a license or permit
-	Events held at multiple locations

Preliminary Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:

-	Completed and signed enrollment form	-	A schedule of events/activities or a brochure for this event
-	Full premium payment by check or credit/debit card	-	Certificates of insurance as per requirements on the
			enrollment form

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