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Auctions (animals, property, real estate) |
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Poetry readings |
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Award presentations |
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Political campaign rallies |
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Banquets/luncheons |
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Prom (formal event) |
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Bar Mitzvah/Bat Mitzvah |
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Recitals |
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Bazaars |
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Religious assemblies |
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Bingo games |
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Reunions (family, class, military) |
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Car shows- static display only |
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Rummage sales |
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Charity auctions/ benefits/ dances/ walks |
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School band/drill team competitions |
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Concerts (call for approval) |
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School carnivals (no rides) |
| - |
Conventions |
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Scouting jamborees |
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Debuts |
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Seminars |
| - |
Debutante balls |
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Shows (animal, horse, livestock. antique, art, baby, flower, |
| - |
Festivals (art, craft, ethnic, harvest) |
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garden, home, RV, trade, wedding) |
| - |
Fiesta de quinceanera |
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Social gatherings/ receptions |
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Flea markets |
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Speaking engagements |
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Graduation ceremonies |
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Swap meets |
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Job fairs |
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Stage shows (dance, music, theatrical) |
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Lectures |
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Theatrical performances/ musicals |
| - |
Meetings |
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Walks/tours |
| - |
Pageants |
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Quinceanera |
| - |
Phone-a-thons |
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Weddings & receptions |
| - |
Picnics (no pool or lake activities) |
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
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| - |
Activist rallies/marches/literature distribution |
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Mazes (corn/hay/fences) |
| - |
Athletic events and competitions |
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Motorized vehicle/motorcycle/watercraft/powerboat practicing |
| - |
Cinematography and photography for commercial use |
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for, qualifying for, or testing for any racing speed, |
| - |
Concerts – no rock, rap, or hip-hop |
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demolition or stunting activity |
| - |
Events requiring liquor liability coverage (host liquor |
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Overnight retreat |
| - |
situations are not excluded) |
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Parades |
| - |
Haunted attractions |
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Rodeos (activities including, but not limited to, bull or |
| - |
Health fairs/shows |
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bronco riding, steer roping, team roping, or barrel |
| - |
Historical battle reenactments |
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racing) |
| - |
Gun and knife shows |
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| - |
In-or-on water activities |
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Coverages Available & Program Highlights |
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| Commercial General Liability |
| - |
Personal and Advertising Injury |
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| - |
Medical Expense |
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| - |
Damage To Premises Rented to You |
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| - |
Products-Completed Operations |
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| - |
Abuse molestation, harassment, or sexual abuse |
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Fireworks |
| - |
Aircraft/hot air baloon - ownership, operation, maintenance or use |
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Designated operations exclusion–those events listed as ineligible |
| - |
Airport - ownership, operation, maintenance or use |
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Fungi or bacteria |
| - |
Amusement devices - the ownership, operation, maintenance or |
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Lead |
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use of: any mechanical ride, slide, or water slide, any inflatable |
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Nuclear energy |
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recreational device, any bungee operation or equipment, any |
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Performers |
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vertical device or equipment used for climbing either |
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Saddle animal - ownership, operation, maintenance, use |
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permanently affixed or temporarily erected, or dunk tank |
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loading or unloading of any saddle animal, including but not |
| - |
Animals - injury or death to any animal; injury, death |
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limited to, riding any saddle animal or riding on any |
| |
or property damage caused by any animal owned, |
|
vehicle which is drawn or powered by any animal |
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rented or hired |
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Snowmobile |
| - |
Asbestos |
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Claims arising out of the operations of concessionaires, |
| - |
Employment-related practices |
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exhibitors and vendors at your event |
| |
| Preliminary Underwriting Information Required |
| |
| The following information is required 10 business days prior to the desired effective date: |
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| - |
Completed and signed enrollment form |
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A schedule of events/activities or a brochure for this event |
| - |
Full premium payment by check or credit/debit card |
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Certificates of insurance as per requirements on the |
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enrollment form |