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This insurance program has been specifically designed for the owners of premises/facilities that are rented or leased to tenants who organize short term special events that meet the following criteria:

  • Maximum total attendance is 12,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event days are to be consecutive.
  • Event is held at a single location.
  • Event is held at an owned/registered location in the United States.

Eligible Events (Including but not limited to)
 
- Auctions - Poetry readings
- Award presentations - Political campaign rallies
- Banquets/luncheons - Proms
- Bar Mitzvah/Bat Mitzvah - Recitals
- Bazaars - Religious assemblies
- Bingo games - Reunions (family, class)
- Car shows- auto static only - Rummage sales
- Charity auctions/benefits/dances/sales - School band/drill team competitions
- Concerts (call for approval-no rock, rap or hip-hop.) - School carnivals (no rides)
- Conventions - Scouting jamborees
- Debuts - Seminars
- Debutante balls - Shows (animal/horse/livestock judging, antique, art,
- Festivals (art, craft, ethnic, harvest)   auto-static display, boat, business, consumer, craft,
- Fiesta de quinceanera   fashion, flower, garden, home, RV, trade, vacation)
- Flea markets - Social gatherings/ receptions
- Graduations - Speaking engagements
- Job fairs - Swap meets
- Lectures - Stage shows (dance, music, theatrical)
- Meetings (business, civic club, evangelistic) - Theatrical performances/musicals
- Pageants - Weddings & receptions
- Phone-a-thons    
- Picnics (no pool or lake activities)    
 

Ineligible for this program:

Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
- Activist rallies, marches or literature distribution - Historic battle re-enactments
- Athletic events and competitions - In/on water activities
- Cinematography and photography for commercial use - Overnight retreat
- Events providing habitational or camping - Parades
  accommodations as an inclusive part of the event - Rodeos (activities including, but not limited to, bull or 
-

Gun & knife shows

  bronco riding, steer roping, team roping, or barrel racing)
- Health fairs  - Claims arising out of the operations of concessionaires, exhibitors and vendors at your event
- Concerts (call for approval - no rock, rap or hip-hop) -

Events requiring Liquor Liability (Host Liquor included)

- Claims arising out of the operations of concessionaires, exhibitors and vendors at your event.
 

Coverages Available & Program Highlights

 
- Personal & Advertising Injury    
- Medical Expense  
- Damage To Premises Rented to You    
- Products-Completed Operations    
 
Notable Exclusions
 
- Abuse or molestation - Animals (injury or death to any animal)
- Aircraft/hot air baloon - Asbestos
- Airport - Fireworks
- Amusement devices, including but not limited to, any   Fungi or bacteria
  mechanical or nonmechanical ride, slide, water slide, pony - Nuclear energy
  rides, moonwalk or moon bounce, bungee (does not - Performers
  include video arcade or  computer game) - Rodeo activity
- Designated operations exclusion - those events listed as ineligible
- Employment-related practices
- Lead    
- Motorized vehicle/motorcycle/watercraft/powerboat    
  practicing for, qualifying for or testing for any racing    
  speed, demolition or stunting activity    
 
Preliminary Underwriting Information Required
 
- Completed and signed enrollment form - List of events that have occurred during the past 12 months
- List of events scheduled in the next 12 months - Facility brochure/literature
- Prior loss history/company loss runs - Copy of sample facility lease agreement