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Achievement celebration |
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Meetings (clubs or business) |
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Anniversary party |
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Memorial service |
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Award banquet or presentation |
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Military reunion |
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Auctions |
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Parties (retirement, house, anniversary, engagement, or |
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Baby shower |
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graduation) |
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Banquet |
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Pageant |
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Baptism |
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Picnic (no water activities) |
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Bar/bat mitzvah |
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Recitals (dance or musical) |
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Bingo games |
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Reunion (class, family or military) |
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Birthday party |
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Rummage sale |
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Business dinner |
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Social gatherings/receptions |
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Business lecture/seminar |
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School band/drill team competition |
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Business meeting |
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School carnival (no rides) |
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Celebrations (holiday) |
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Shows (animal, antique, art, baby, craft, fashion, flower, |
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Charity or fundraising event (auction, benefit, dance |
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garden, home, horse, livestock, wedding) |
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or dinner) |
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Speaking engagement |
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Car/RV/boat/motorcycle shows (static displays only) |
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Stage show (dance, music, theatrical) |
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Convention |
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Swap meet |
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Debuts or debutante balls/proms |
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Theatrical performance/musical |
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Dinners, luncheon or showers |
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Tradeshow |
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Festival (art, craft, ethnic, harvest) |
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Walking tours (garden, holiday, parade of homes, |
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Graduation ceremony/party |
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historical sites) |
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Lectures |
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Wedding ceremony, shower, reception, or rehearsal dinner |
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
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Air shows |
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Historic battle re-enactments |
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Activist rallies/marches/literature distribution |
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In-or-on water activities |
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Athletic events and competitions* |
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Mazes (corn/hay/fences) |
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Cinematography and photography for commercial use |
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Motorized vehicle/motorcycle/watercraft/powerboat |
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Events, and/or concerts - involving rap, hip-hop, |
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practicing for, qualifying for, or testing for any |
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alternative or techno/DJ |
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demolition or stunting activity |
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Events held on an airport premises |
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Overnight retreats* |
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Events honoring national and/or local celebrities |
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Parades |
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or professional athletes |
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Political events (except private fundraising auctions, benefits, |
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Events with attendance greater than 3,000 |
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dances, dinners) |
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Gun and/or knife shows |
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Production and/or entertainment companies |
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Haunted attractions |
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Religious events (except memorial services) |
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Health fairs/shows |
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Rodeos (any rodeo activity including, but not limited to |
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bull or bronco riding, steer roping, team roping, barrel |
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racing or horseback riding)* |
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| *This event/activity is not available online. Please contact us at 877-648-6404. |
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Coverages Available & Program Highlights |
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Commercial General Liability |
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Each Occurrence |
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General Aggregate (other than products-completed operations) |
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Products-Completed Operations Aggregate |
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Personal and Advertising Injury |
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Damage to Premises Rented to You |
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Medical Expense (other than participants) |
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Notable Exclusions |
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Abuse molestation, harassment, or sexual conduct |
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E-commerce consulting |
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Aircraft/hot air balloon - ownership, operation, maintenance, |
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Fireworks |
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or use |
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Fungi or bacteria |
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Airport - ownership, operation, maintenance or use |
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Lead |
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Amusement devices - the ownership, operation, maintenance |
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Nuclear energy |
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or use of: any mechanical or non-mechanical ride, slide |
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Operations of concessionaires, exhibitors and/or |
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or water slide, any inflatable recreational device, any bungee |
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vendors at your event |
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operation or equipment, any vertical device or equipment |
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Performers |
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used for climbing - either premanently affixed or temporarily |
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Petting zoos |
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erected, or dunk tank. Amusement devices do not include |
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Room and board liability |
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any video or computer games or structures that are not |
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Saddle animal - ownership, operation, maintenance, use |
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designed to bounce on, slide on, ride on or tunnel through. |
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loading or unloading of any saddle animal, including but not |
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Animals - injury or death to any animal; injury, death or |
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limited to, riding any saddle animal or riding on any vehicle |
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property damage caused by any animal owned, rented |
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which is drawn or powered by any animal |
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or hired by you |
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Asbestos |
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Commercial general liability standard exclusions |
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Employment-related practices |
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| Program Administration Information |
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The policy will be issued to the Sports, Leisure and Entertainment Risk Purchasing Group dba: Tenant Users, as endorsed, |
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"name of the facility". |
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Coverage applies only when the facility is being rented to and being used by tenants/users/lessees for short term special events |
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that are specifically endorsed to the policy. |
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Certificates will be emailed to the insured and the agent if applicable. |
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The tenant/user/lessee are the named insured on the policy. Coverage limits apply separately to each tenant/user/lessee added |
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to the policy. The facility owner/operator is named as an additional insured on the policy at no additional charge. |
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This is a pre-reporting program. Each tenant/user/lessee is required to purchase coverage prior to the inception of the event. |
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The expected attendance will determine the premium for each event being held at the facility. Premiums/rates are per event/per |
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total attendance. An event is considered 10 consecutive days or less. Nonconsecutive event days are to be considered separate |
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events. |
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Events with attendance greater than 3,000 but less than 12,000 can be referred to our short term special event program at |
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www.eventinsurance-kk.com |
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