| Eligible Operations |
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Drivers |
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Racing service & repair shops |
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Race shops |
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Show car exhibitions |
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Race teams |
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Sponsors |
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Racing associations |
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| Ineligible for this program: |
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Hospitality/catering risks must be for racing exposure only |
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| Note: For more information see Racing Owners & Sponsors and Off-course & Storage |
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Coverages Available & Program Highlights |
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| Race Teams |
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Racing Owners & Sponsors |
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| General Liability |
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General Liability |
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Liability provided while away from premises |
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- Spectator Liability |
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Incidental products coverage for promotional |
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- Bodily Injury to Participants |
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operations/souvenir sales |
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- No Bodily Injury Deductible |
| Business Auto including transporters |
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- Incidental Products Coverage |
| Building & Business Personal Property |
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- Testing Sessions included |
| Broadened Coverage Enhancement for property |
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| Business Income and Extra Expense |
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| Crime |
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| Electronic Data Processing |
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| Excess Liability |
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Off-course & Storage |
| Garagekeepers |
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Written on admitted basis in all states (no surplus lines fees |
| Workers' Compensation |
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or taxes) |
| $25,000 Cyber Risk Included |
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Valuation of loss based on agreed value of insured |
| Additional Products |
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property rather than actual cash value |
| Contingency/Prize Indemnity |
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Coverage extends to competition vehicle under own power |
| Contractual Indemnity |
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for incidental movement |
| Disability Income for Crew Chiefs & Drivers |
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No coinsurance |
| Employment Practices Liability |
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Expediting & rental expense coverage included |
| Excess Liability |
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Flood and earthquake coverage while in transit |
| Flood & Earthquake |
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Worldwide coverage available |
| Ocean Marine |
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| Participant Accident For Tuning & Testing |
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| Products Liability |
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| Auto/Shop Liability |
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| Workers' Compensation |
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| Worldwide Coverage Available |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Race Teams minimum premium- $500 |
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Off-course & Storage minimum premium- $1,000 |
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Racing Owners & Sponsors minimum premium- as low as $1,000 |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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For Workers' Compensation |
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ACORD applications for other requested coverages |
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Five years of company loss runs (including current year) |
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Five years of company loss runs |
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Experience modification sheet |