*NEW PROGRAM: We now offer a Risk Purchasing Group Program for certain outfitters & guide operations
- That are engaged in select activities
- Have gross revenues less than $750,000
- Must have been in business for at least one year or 3 years equivalent experience
- General Liability minimum premium - $1,000
To determine eligibility, check out the Outfitters & Guides- Risk Purchasing Group Program or contact K&K at 1-800-440-5580 to speak with an underwriter. |
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| Eligible Operations |
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Adventure/Challenge Ropes Course Facilitators |
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Canoeing/Kayaking |
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Equine Operations |
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Hunting & Fishing |
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Mountain Biking |
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Mountaineering |
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Rafting |
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Sailing |
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Surfing |
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Animal breeding |
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Animal auctions |
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ATV |
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Downhill powder skiing |
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Dude ranches |
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Destination resorts |
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Petting zoo |
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Retail only operations |
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Rodeos |
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Stand-alone portable climbing walls and bicycle rentals |
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Steeplechase |
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Coverages Available & Program Highlights |
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| General Liability |
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| Property |
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| Inland Marine |
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| Commercial Auto |
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| Crime |
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| Excess Liability |
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Common Associated Exposures |
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Camping |
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Equipment rentals |
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Food & beverage concessions |
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Hiking |
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Instruction |
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Lodges |
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Restaurants |
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Retail sales |
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Swimming |
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| Key Underwriting/Qualifying Factors (Including but not limited to) |
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Management must have at least three years management |
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General Liability Minimum Premium $2,500 for |
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experience |
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mountaineering and ropes courses |
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General Liability Minimum Premium $10,000 for equine |
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General Liability Minimum Premium $2,000 for water |
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exposures |
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activities |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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ACORD applications for other requested coverages |
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Four years of company loss runs |
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Four years of premiums |
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Brochure or web site address (if available) |
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Ropes course inspection |
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Most current financial statement |
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Copies of waiver & release forms | |
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