*NEW PROGRAM: We now offer a Risk Purchasing Group Program for certain outfitter & guide operations
- That are engaged in select activities
- Have gross revenues less than $750,000
- Must have been in business for at least one year or 3 years equivalent experience
- General Liability minimum premium - $1,000
- General Liability coverage placed in this program prohibits the writing of other coverage lines. For other coverage considerations, please complete our standard application.
To determine eligibility, check out the Outfitters & Guides- Risk Purchasing Group Program or contact K&K at 1-800-440-5580 to speak with an underwriter.
| Eligible Operations (for non-RPG programs) |
| |
| - |
Adventure/challenge ropes course facilitators |
- |
Canoeing/kayaking* |
| - |
Equine Operations |
- |
Hunting & Fishing* |
| - |
Mountain Biking |
- |
Mountaineering* |
| - |
Rafting* |
- |
Sailing |
| |
|
- |
Surfing |
| |
|
|
|
| Ineligible for this program: |
|
|
| - |
Animal breeding/boarding |
- |
Animal auctions |
| - |
ATV rentals |
- |
Dog sledding |
| - |
Dude ranches |
- |
Downhill powder skiing |
| - |
Destination resorts |
- |
Petting zoo |
| - |
Retail only operations |
- |
Rodeos |
| - |
Stand-alone portable climbing walls and bicycle rentals |
- |
Snowmobile rentals |
|
|
- |
Steeplechase |
| |
|
Coverages Available & Program Highlights |
| |
| General Liability |
|
Excess Liability |
| |
|
|
| Commercial Auto |
|
Event Cancellation & Non-appearance |
| |
|
Common Associated Exposures |
| |
| - |
Camping |
- |
Equipment rentals |
| - |
Food & beverage concessions |
- |
Hiking |
| - |
Instruction |
- |
Lodges |
| - |
Restaurants |
- |
Retail sales |
| - |
Swimming |
|
|
| |
|
|
|
| Key Underwriting/Qualifying Factors (Including but not limited to) |
| |
| - |
Management must have at least three years management experience in the industry |
| - |
General liability minimum premium: |
|
|
|
$2,500 for mountaineering and ropes courses |
|
|
|
$1,500 for water activities |
|
|
|
$5,000 for equine exposures |
|
|
| |
|
|
|
| Preliminary Underwriting Information Required |
| |
|
|
|
| - |
K&K Applications |
- |
ACORD applications for other requested coverages |
| - |
Four years of company loss runs |
- |
Copy of waiver & release forms |
| - |
Brochure or web site address (if available) |
- |
Copy of facility rental contract |
| - |
Four years of premiums |
- |
Ropes course inspection | |