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Whitewater Rafting
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Phone  
1-800-440-5580
Fax  
1-260-459-5810
Claims  
1-800-237-2917
 
Ask us a Question/E-mail
 

  *NEW PROGRAM: We now offer a Risk Purchasing Group Program for certain outfitter & guide operations 
 
  • That are engaged in select activities
  • Have gross revenues less than $750,000
  • Must have been in business for at least one year or 3 years equivalent experience
  • General Liability minimum premium - $1,000
  • General Liability coverage placed in this program prohibits the writing of other coverage lines.  For other coverage considerations, please complete our standard application.

To determine eligibility, check out the Outfitters & Guides- Risk Purchasing Group Program or contact K&K at at 800-440-5580 to speak with an underwriter.

 
Eligible Operations
 
- Adventure/challenge ropes course facilitators - Canoeing/kayaking
- Equine operations - Hunting & fishing
- Mountain Biking - Mountaineering
- Rafting  - Sailing
- Surfing
 
Ineligible for this program:
- Animal breeding - Animal auctions
- ATV - Downhill powder skiing
- Dude ranches - Destination resorts
- Petting zoo - Retail only operations
- Rodeos - Sailing
- Stand-alone portable climbing walls and bicycle rentals - Steeplechase
- Surfing    
 

Coverages Available & Program Highlights

   
     
General Liability    
     
Property    
     
Inland Marine    
     
Commercial Auto    
     
Crime    
     
Excess Liability    
 
Common Associated Exposures
 
- Camping - Equipment rentals
- Food & beverage concessions - Hiking
- Instruction - Lodges
- Restaurants - Retail sales
- Swimming    
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Management must have at least three years management - General liability minimum premium $2,500 for mountaineering
  experience   and ropes courses
- General liability minimum premium $10,000 for equine exposures - General liability minimum premium $2,000 for water activities
       
Preliminary Underwriting Information Required
- K&K Applications - ACORD applications for other requested coverages
- Four years of company loss runs - Four years of premiums
- Brochure or web site address (if available) - Ropes course inspection
- Most current financial statement - Copies of waiver & release forms