| Eligible Operations |
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Boys & Girls clubs |
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Jewish community centers |
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Community centers |
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YMCAs |
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YWCAs |
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| Ineligible for this program: |
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Residential, habitational or dormitory operations |
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Welfare and social services |
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Senior citizen day care operations |
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Counseling, intervention or encounter groups |
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Coverages Available & Program Highlights |
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| General Liability |
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Property |
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Admitted or non-admitted basis |
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- Newly acquired or constructed building |
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Non-audited policy |
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- Newly acquired business personal property |
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Broadened coverage form |
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- Off-premises power failure |
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Legal Liability to Participants |
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- Outdoor signs |
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Liquor Liability |
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- Outdoor property (trees, shrubs or plants) |
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Employee Benefits Liability |
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- Property off premises |
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Stop-Gap Liability |
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- Accounts receivable/valuable papers & records |
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- Replacement cost defined |
| Inland Marine |
- Covered property definition redefined |
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- Equipment Breakdown |
| Crime |
- Ordinance & Law |
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- Water back-up of sewers & drains |
| Commercial Auto |
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| Excess Liability |
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| Workers' Compensation |
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| Event Cancellation & Non-appearance
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Common Associated Exposures |
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Day camps |
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Fitness/exercise programs |
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Field trips |
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Restaurants/lounges |
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Recreational/craft/educational programs |
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Swimming pools |
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Whirlpools/saunas/steam rooms |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Before and after school and summer programs |
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Must utilize appropriate waiver & release with |
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Recreational organizations and facilities preferred |
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established procedures to obtain signatures |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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Five years of company loss runs |
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ACORD applications for other requested coverages |
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Brochure (if available) |
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Copy of waiver & release forms |
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