| Eligible Operations |
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| An instructor age 18 or older conducting private or group instruction in the following dance activities is eligible to enroll in this program: |
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Ballet |
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Latin |
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Ballroom |
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Modern |
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Belly dancing |
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Salsa |
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Clogging |
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Scottish |
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Country Western |
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Square |
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Cultural/ethnic |
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Swing |
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Flamenco |
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Tango |
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Folk Dancing |
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Tap |
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Hawaiian |
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ZUMBA ® |
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Irish Jazz |
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| Ineligible Operations: |
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| Instructors operating outside of U.S. Instructors under the age of 18 Physical education teachers working in a private or public school/university/college |
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| * If your risk doesn't fit the eligibility of this program, visit our Fitness Instructor or Sports Instructor Programs. |
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| Liability Coverage |
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| General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your dance instruction activities. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of dance activities) that occur as a result of your instruction activities. |
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General Liability |
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Bodily Injury and Property Damage |
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Products-completed Operations |
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Personal and Advertising Injury |
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Legal Liability to Participants Professional Liability |
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Damage To Premises Rented to You |
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Medical Expense |
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Notable Exclusions |
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| The following represent only some of the exclusions contained in this policy. |
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Abuse, molestation harassment, or sexual conduct |
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Amusement devices (e.g.: rides, slides, inflatables, |
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Dietician services |
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bungees, climbing walls, dunk tanks) |
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Employment-related practices |
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E-commerce consulting |
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Media publications |
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Media appearances |
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Physicals/stress testing |
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Medical, therapy or health care services Operation, |
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Physical therapy, massage or salon services |
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ownership or management of a fitness, dance or |
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Speaking engagements |
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sports facility |
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Those operations listed as ineligible |
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Sale or distribution of herbal, medicinal or nutritional |
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Weight control programs |
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products |
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| * For information regarding coverage for a dance school facility, visit our program page. |
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| K&K Benefits |
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Experienced & professional staff dedicated |
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Active participation in industry trade shows and |
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exclusively to servicing the K&K Fitness Instructors |
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meetings |
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Program |
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Over 50 years of experience providing sports, leisure |
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Advertising presence in industry trade publications |
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and entertainment insurance |
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In-house underwriting, policy administration and |
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24-hour emergency phone service |
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claims services |
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