| Eligible Operations |
| |
| - |
Ice skating arenas |
|
|
| - |
In-line hockey facilities |
|
|
| - |
Roller Rink Facilities |
|
|
| |
| Ineligible for this program: |
|
|
| - |
In-line skate activities held in parking lots or similar areas |
- |
Non-supervised operations |
| - |
Ice operations on natural waterways (ponds, lakes |
- |
Skate parks |
| - |
and streams) |
|
|
| |
Coverages Available & Program Highlights |
|
|
| |
|
|
| General Liability |
|
Inland Marine |
| - |
Written on an admitted basis in most states |
|
|
| - |
Non-audited Policy |
|
Crime |
| - |
Broadened Coverage Form |
|
|
| - |
No deductible |
|
Commercial Auto |
| - |
No General Aggregate |
|
|
| - |
Legal Liability to Participants |
|
Excess Liability |
| - |
Liquor Liability |
|
|
| - |
Stop-gap Liability |
|
Workers' Compensation |
| - |
Employee Benefits Liability |
|
(subject to state availability) |
|
|
|
|
| |
Event Cancellation & non-appearance |
|
| |
Property |
|
- Equipment Breakdown included |
| |
- Newly acquired or constructed building |
|
- Newly acquired business personal property |
| |
- Ordinance & Law |
|
- Off-premises power failure |
| |
- Outdoor signs |
|
- Outdoor property (trees, shrubs or plants) |
| |
- Property off premises |
|
- Accounts receivable/valuable papers & records |
| |
- Replacement cost defined |
| |
- Covered property definition redefined |
| |
- Water Back-up of sewers & drains |
| |
|
Common Associated Exposures |
| |
| - |
Internet sales |
- |
Health & fitness areas |
| - |
Food Concessions |
- |
Pro shops |
| - |
Restaurants w/liquor |
- |
Sports complex activities |
| - |
Sports day camps |
- |
Vending & arcade operators |
| |
|
Key Underwriting/Qualifying Factors (Including but not limited to) |
| |
| - |
Must utilize appropriate waiver & release with |
- |
Must have procedures for collecting additional insured |
| |
established procedures to obtain signatures |
|
certificates from user groups |
| - |
Facilities should have no more than 25% |
- |
$5,000 minimum general liability premium |
| |
open public skating |
|
|
| |
| Preliminary Underwriting Information Required |
|
| - |
K&K applications |
- |
Completed ACORD applications for package line |
| - |
Five years of company loss runs |
|
coverages |
| - |
Copy of waiver & release forms |
- |
Brochure of facility (if available) |
| |
|
- |
Copy of facility rental contract |