| Eligible Operations |
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Ice skating arenas |
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In-line hockey facilities |
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| Ineligible for this program: |
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Property for air-supported domes/structures |
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Ice operations on natural waterways (ponds, lakes and |
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In-line skate activities held in parking lots or similar |
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streams) |
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areas |
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Non-supervised open public skating operations |
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Recreational roller rink facilities |
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Skate parks |
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Coverages Available & Program Highlights |
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| General Liability |
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Inland Marine |
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Written on an admitted basis in most states |
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Non-audited Policy |
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Crime |
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Broadened Coverage Form |
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No deductible |
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Commercial Auto |
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No General Aggregate |
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Legal Liability to Participants |
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Excess Liability |
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Liquor Liability |
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Stop-gap Liability |
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Workers' Compensation |
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Employee Benefits Liability |
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Event Cancellation & non-appearance |
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Property |
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- Equipment Breakdown included |
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- Newly acquired or constructed building |
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- Newly acquired business personal property |
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- Ordinance & Law |
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- Off-premises power failure |
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- Outdoor signs |
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- Outdoor property (trees, shrubs or plants) |
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- Property off premises |
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- Accounts receivable/valuable papers & records |
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- Replacement cost defined |
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- Covered property definition redefined |
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- Water Back-up of sewers & drains |
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Common Associated Exposures |
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Internet sales |
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Health & fitness areas |
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Food Concessions |
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Pro shops |
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Restaurants w/liquor |
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Sports complex activities |
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Sports day camps |
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Vending & arcade operators |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Must utilize appropriate waiver & release with |
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Must have procedures for collecting additional insured |
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established procedures to obtain signatures |
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certificates from user groups |
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In-line hockey facilities should have no more than 25% |
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$5,000 minimum package premium |
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open public skating |
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| Preliminary Underwriting Information Required |
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K&K applications |
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Completed ACORD applications for package line |
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Four years of company loss runs |
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coverages |
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Copy of waiver & release forms |
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Brochure of facility (if available) |
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Copy of facility rental contract |