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Amateur Sports- Teams, Leagues & Associations
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Phone  
1-800-426-2889
Fax  
1-260-459-5105
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1-800-237-2917
 
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NOW AVAILABLE - Quote/Buy Coverage On-line! Liability limits of $1,000,000 through $5,000,000 (per occurrence) are available online 
 
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This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported to K&K, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.

Note: Sports organizations that may not be eligible for the program outlined below and/or have more complex coverage needs should visit our Amateur Sports Associations program administered in our Sports Unit.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

- Amateur Sports Recreational Adult/Youth Leagues - Amateur Sports Recreational Teams
- Amateur Sports Instructional Programs
                                    

Class A Sports

- Box Lacrosse - Inline Skating (speed)
- Broomball - Lacrosse (age 20 & over)
- Diving - Roller hockey (inline)
- Dodgeball - Soccer (age 20 & over)
- Ice Hockey - Water Polo (age 20 & over)
- Inline Hockey - Wrestling (age 20 & over)
 
Class B Sports
- Baseball/T-ball - Roller hockey (quad)
- Basketball - Soccer (age 19 & under)
- Baton twirling - Softball
- Cheerleading (age 19 & under) - Squash
- Cricket - Swimming
- Drill team (age 19 & under) - Tackle football (age 19 & under)
- Deck/floor/street Hockey - Tennis
- Field hockey - Track & field
- Flag/touch football - Ultimate frisbee
- Frisbee - Umpire/referees associations
- Golf - Volleyball
- Kickball - Water polo (age 19 & under)
- Lacrosse (age 19 & under) - Wrestling (age 19 & under)
 

Ineligible Operations

 
- BMX/Stunt Cycling - Mixed martial arts
- Boating Activities - Open water sports/activities
- Boxing - Rugby
- Cheerleading (age 20 & over) - Shooting Sports
- Cycling - Skateboarding
- Drill team (age 20 & over) - Skiing (snow or water)
- Equestrian - Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios - Surfing
- Inline extreme/stunt/agressive/free-style skating - Tackle Football (age 20 & over)
- Intercollegiate/Interscholastic Teams, Leagues and 
Associations
 

Sports Groups that are affiliated with the following organizations are Not eligible for this program but may contact our Sports Unit.

- American Amateur Baseball Congress/AABC - Dixie Softball
- American Youth Football - Dixie Youth Baseball
- Babe Ruth/Cal Ripken Baseball - U.S. Youth Soccer Association
- Babe Ruth Softball - World Adult Kickball Association (WAKA®)
- Dixie Boys Baseball
 

Coverages Available

 
Commercial General Liability

Equipment & Contents Coverage (Inland Marine)

(Not available in New Jersey)
- Bodily Injury & Property Damage
- Medical Payments for Participants (not available for all sports)   Directors and Officers Liability, including
- Personal & Advertising Injury   Employment Practices Liability
- Medical Expense (other than participants)  
- Damage To Premises Rented to You   Hosted Tournament Coverage
- Products-Completed Operations  
- Legal Liability to Participants (not available for all sports) Premises Liability for Sports Fields
- Professional Liability (not available for all sports)  
- Hired Auto and Employers Nonownership Liability (not Abuse, Molestation, Harassment or Sexual
provided while in Hawaii)   Conduct Defense Cost Reimbursement Coverage 
   
  Sexual Abuse or Sexual Molestation Liability
 

Program Features

 
Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
 
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.
 

Notable Exclusions

 
- Abuse, Molestation, harassment or sexual conduct - Haunted Attractions
- Amusement Devices (e.g.: rides, slides, inflatables, - Lead
bungees, climbing walls, or dunk tanks) - Non-rostered participants at tournaments
- Asbestos hosted by the insured
- Baby-Sitting/Child Care Services - Operation, ownership, or management of any athletic field
- Carnivals/Festivals or facility, other than while being used for covered activities
- Climbing Walls - All operations listed as ineligible
- Concerts - Outside vendors/concessionaires in conjunction with your
- Employment-Related Practices organization
- Events involving Gambling (e.g.: bingo, casino nights, - Sport Events/Activities involving participants in sports other
poker, Texas hold'em tournaments) than those reported and for whom a premium has been paid
- Fungi or Bacteria - Transportation of Athletes/Participants
- Events where alcohol is furnished or served - 24-hour Premises Liability For Sports Fields
- Fireworks 
 

Underwriting Information Required

 
- Completed and signed enrollment form
- Full payment by check or credit/debit card
- NOW AVAILABLE - Buy Coverage On-line and receive your coverage documents immediately, upon completion of the application and payment!