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NOW AVAILABLE - Buy Coverage On-line! - New Excess Rates are available. Limits from $500,000 to $5,000,000 available.

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This insurance program has been specifically designed to meet the unique needs of U.S.-based personal training, exercise, aerobic or yoga/pilates instructor directly supervising an individual or group engaged in fitness and exercise activities.

Now Available: One AND Two Year Coverage Terms!

Eligible Operations
 
An instructor age 18 or older conducting private or group instruction for the following is eligible to enroll in this program:
- Aerobics - Gyrotonic
- Aquatic exercise - Personal training
- Cardio kickboxing - Pilates
- Children's fitness programs - Spinning
- Dance - Strength
- Exercise - Tai Chi
- Fitness bootcamp - Yoga
 
Ineligible Operations:
  This program not available for:    
- Certified athletic trainers - Instructors under the age of 18
- Coaching of competitive athletics - Stroller based fitness instructors
- Instruction of sports skills activities* - Physical education teachers working in a private or public
- Instructors operating outside of U.S.   school/university/college
* If your risk doesn't fit the eligibility of this program, visit our Sports Instructor Program.        
 
Liability Coverage
 
General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your fitness instruction activities. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of fitness activities) that occur as a result of your instruction activities.
 
NOW AVAILABLE - Buy Coverage On-line!