******************************************************************************************************************NOW AVAILABLE - Buy Coverage On-line! Liability limits of $1,000,000 to $5,000,000 (per occurrence) are available online.
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This program is designed to provide coverage on a short term basis for a single amateur sports tournament or event or on an annual basis for those promoters with multiple events. Coverage provided under this program includes important liability coverage for the U.S.-based organization conducting the event(s), including the employees and volunteers, for liability claims arising out of its operations. Coverage is also included for ancillary activities (banquets, concerts, awards ceremonies) that are for those participants in your sports tournament(s) or event(s).
Note: Sports tournaments or events that may not be eligible for the program outlined below and/or have more complex coverage needs should visit our Sports Event program administered in our Sports Unit.
Eligible Operations
An amateur sports tournament or event that meets all of the following criteria is eligible to submit an enrollment form for coverage under this program:
- Maximum number of participants is 2,500
- Maximum spectator attendance per day is 7,500
- Maximum number of event days (including practice days) is 14 days(not including set-up and tear down)
- The sport activity being conducted falls into one of the listed eligible classes:
Class 1: Bowling, Dance, Golf, Tennis, Volleyball, Walking*
Class 2: Baseball, Cross Country Skiing, Kickball, Softball
Class 3: Basketball, Cheerleading (age 19 & under), Flag or Touch Football, Lacrosse (ages 19 & under), On-Shore Fishing, Racquetball, Running (e.g. 5K, 10K, half marathons)*, Soccer (age 19 & under), Swimming, Tackle Football (age 19 & under), Wrestling (ages 19 & under)
Class 4: Diving, Gymnastics, Inline Hockey, Inline skating (speed/racing), Martial Arts, Soccer (age 20 & over), Dodgeball, Cheerleading (age 20 & over), Ice Hockey
*NEW! A Walk/Run Program designed specifically for competitive or non-competitive events. Please click on "Applications & Printable Documents" above for an application for this program. |
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| Ineligible Operations |
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| Sports tournaments or events that do not meet the criteria listed above, or are listed as ineligible below, are not eligible for this program, but may be covered through programs offered by our Sports Unit. |
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- Events involving animals other than service animals
- Professional sports events, tryouts and training camps/clinics
- College or university level championship events
- Highland games
- Sanctioned USA Hockey tournaments & events
- Mud runs/warrior runs/obstacle course runs/urbanathons (competitions, exhibitions or footraces that involve man-made obstacle courses, man-made mud pits, man-made slippery slopes, wall climbs or other similar man-made obstacles)
- Events in the following sport categories (Note: This is not a complete listing of ineligible sports):
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Adventure race |
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Mountain Biking and/or hiking |
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BMX Biking |
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Open Water Event |
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Boxing |
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Rugby |
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Cycling |
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Skateboarding |
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Endurance race |
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Skiing (snow or water) |
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Equestrian |
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Snowboarding |
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Inline (extreme/stunt/aggressive/free-style) skating |
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Streetball |
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Kite Surfing |
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Tackle Football (over age 19) |
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Marathons (26.2 miles or more) |
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Wrestling (age 20 & over) |
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Mixed Martial Arts |
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| Note: If your sport is not listed, contact K&K at 1-800-426-2889 for the appropriate classification. |
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| Commercial General Liability |
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Optional Coverages |
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Bodily Injury & Property Damage |
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Sexual Abuse, Molestation, Harassment or Sexual Conduct |
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Personal & Advertising Injury |
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Defense Cost Reimbursement Coverage |
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Medical Expense (other than participants) |
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Sexual Abuse or Sexual Molestation Liability |
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Damage To Premises Rented to You (Fire Legal Liability) |
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Products-completed Operations |
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Legal Liability to Participants (not available for all sports) |
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Medical Payments for Participants (not available for all sports) |
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Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
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Amusement devices (e.g.: rides, slides, inflatables, |
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Legal liability to participants coverage and medical |
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bungees, climbing walls, or dank tanks) |
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payments coverage for professional athletes and celebrity |
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Asbestos |
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(national/local) participants |
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Abuse, molestation, harrassment, or sexual conduct |
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Ancillary activities that require a separate |
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Employment-related practices |
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admission charge and are open to the public |
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Fireworks |
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Claims arising out of the operations of |
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Fungi or Bacteria |
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independent concessionaires, exhibitors and |
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Lead |
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vendors at your event |
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Nuclear energy |
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Those operations listed as ineligible |
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Pollution |
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Use of haunted attractions |
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Room & board liability |
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24-hour premises liability |
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Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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Completed and signed enrollment form |
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Full Payment by ckeck or credit/debit card |
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