NOTE - FOR CHEER ONLY FACILITIES
- Limits above $1,000,000 are available through our Cheer Gym program, please contact us for additional information.
This program is designed for U.S.-based gymnastics schools/clubs specializing in the instruction of gymnastics, tumbling, cheerleading/dance and related programs. Coverage provided includes important liability protection for the school/club including its employees and volunteers, for liability claims arising out of its operations.
For eligible gymnastics schools/clubs, your covered operations consist of operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and off-site competitions, demonstrations, parades and fundraising activities, directly associated with the above that are under direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
"Covered Operations" may also include: birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; meets, competitions or events hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company and for which the applicable premium has been paid.
Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
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| Eligible Operations |
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Artistic gymnastics |
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Recreational gymnastics |
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Cheerleading |
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Rhythmic gymnastics |
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Competitive gymnastics |
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Sports acrobatics (USAG sanctioned) |
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Group gymnastics |
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Trampolines (instruction/training classes programs only) |
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Mobile gymnastics programs |
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Tumble buses |
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"Mommy & Me"/"Me & My Pal"/"Parent Tot" |
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Tumbling |
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Motorskills development programs |
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Ninja Zone® |
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Pre-school gymnastics |
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| Ineligible for this program: |
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Circus skill training |
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Trampoline parks/facilities (defined as any facility having |
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multiple trampoline beds positioned closely together and used |
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for recreational activities) |
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Your operations as a sports complex or multi-purpose facility, |
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| | | except for those sport(s) and/or subsidiary activities you | | | | | have reported, paid for and that have been approved by K&K | | | | | | | |
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Coverages Available & Program Highlights |
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| General Liability |
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Ancillary Instructional or Learning Programs |
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Bodily Injury & Property Damage |
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(optional) |
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Contractual Liability |
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Personal and Advertising Injury |
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Equipment and Contents Coverage (optional) |
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Products and Completed Operations |
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Legal Liability to Participants |
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On-Site Birthday or Social Parties |
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Professional Liability |
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On-Site Open Gym / Parents Night Out / Special Events |
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Medical Payments for Participants |
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(optional) |
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Premises Liability |
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Hired Auto and Employers Nonowned Liability (not provided in |
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Off-Site Camps / Clinics |
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Hawaii) |
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On-Site Camps / Clinics with Off-Site Activities |
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Damage to Premises Rented to You |
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(optional) |
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Parkour / Ninja / Free-running / Extreme Tumbling / |
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Indoor Obstacle Course (optional) |
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| | | | | Inflatable Amusement Device (optional) | | | | | | | | | | Swimming Pool (optional) | | | | | | | | | | Sexual Abuse or Sexual Molestation Liability (optional) |
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Preliminary Underwriting Information Required |
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Completed K&K application in order to receive a quote | |