| Eligible Operations |
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Professional sports team or league wide programs |
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Team owned or managed sports facilities |
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Major & minor league sports teams |
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| Ineligible for this program: |
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Boxing (K&K offers spectator liability only) |
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Rugby (K&K offers spectator liability only) |
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Mixed Martial Arts (K&K offers spectator liability only) |
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Wrestling (K&K offers spectator liability only) |
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Coverages Available & Program Highlights |
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| General Liability |
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Property |
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Broadened coverage form |
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- Equipment Breakdown included |
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No deductible |
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- Over 25 Property Enhancements |
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Legal Liability to Participants |
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Fireworks Liability |
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Inland Marine |
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Liquor Liability |
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Lessors and sponsors can be included as Additional Insureds |
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Commercial Auto |
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Employee Benefits Liability |
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- Nonowned/Hired Auto |
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No General Aggregate |
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- Owned Autos |
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Auditable Policy |
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Volunteers as Additional Insureds |
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Crime |
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Excess Liability |
| Workers' Compensation (Non-players) |
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Event Cancellation & Non-appearance |
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Common Associated Exposures |
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Professional sports teams in the following areas: |
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Arena football |
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Hockey |
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Baseball |
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Lacrosse |
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Basketball |
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Soccer |
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Football |
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Softball |
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Golf |
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Tennis |
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| Related ancillary activities such as: |
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Office premises |
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Public appearances such as interviews and |
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Concessions |
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autograph signing sessions |
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Practice games |
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Entertainment prior to, at half time, post game |
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| Key Underwriting/Qualifying Factors (Including but not limited to) |
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Management must have at least three years management |
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Waiver/release forms required for all activities where |
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experience |
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spectators participate |
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Minimum account premiums: |
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Minor League Baseball - $5,000
NFL - $10,000
Other professional teams - $5,000 |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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Certificate of Insurance from outside vendors, independent |
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ACORD applications for other requested coverages. |
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contractors or exhibitors listing insured as additional insured |
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Four years of company loss runs, including current year |
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Copy of all Contracts |
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Most current financial statement or pro forms on new |
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Copy of operations manual |
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business ventures |
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