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News and Updates


New venues program offers enhanced coverage

K&K Insurance Group, Inc. announced a new program with enhanced coverage options for venues and other facilities.

This venues program provides coverage for facilities, arenas, amphitheaters, auditoriums, civic centers, coliseums, convention centers, movie theaters, music halls, performing arts centers/theaters and stadiums.  The program is offered in all states.

Premium is based on gross receipts, offering competitive pricing for facilities depending upon individual exposures.

In addition to property, general liability, inland marine, crime, commercial auto, liquor liability and excess liability, workers' compensation is now available.  Limits of up to $25 million are offered with no aggregate.

Minimum premium for the venues program is $3,500.  Applications for coverage are available on the K&K website at www.kandkinsurance.com.  Admitted coverage is written through a carrier rated A+ (Superior) by A.M. Best Company.


New program for destination resorts now available to agents

K&K Insurance Group, Inc. announced a new program created specifically for destination and vacation resorts including guest ranches.  This resort program is for operations that offer hotel, lodge or cabin rentals and include full service restaurants, bars, spa services and many leisure activities.
       
       Associated exposures may include:

  • Horseback riding/hiking trails
  • Golf courses, driving ranges
  • Fine dining
  • Fishing and hunting
  • Miniature golf and playgrounds
  • Cross-country skiing
  • Recreational boating/canoeing
  • Spas/health and fitness centers
The program is offered in all states.  Available coverage includes general liability, property, commercial auto, excess liability and workers' compensation in select states.  Eligible risks should have management experience of three years or more.  Minimum package premium is $5,000.  Limits up to $25 million for casualty and $100 million for property are available.  Ski rsorts, franchised hotels/motels, waterparks and amusement parks are not eligible for coverage under K&K's resort program.

Coverage is provided through an insurance carrier rated "A+" (Superior), Financial Size Category of XV ($2 billion or greater by A.M. Best Company. 

                       


New bowling center program offers enhanced coverage

K&K Insurance Group, Inc. is pleased to announce a new program with enhanced coverage options for bowling facilities.

The bowling center program provides coverage for bowling operations and associated exposures, including arcade/video games, food concessions, liquor exposure, bars/lounges, restaurants, special events and tournaments.  Premium is based on gross receipts and offers competitive pricing for facilities depending upon individual exposures.
       

In addition to property, general liability, inland marine, crime, commercial auto, liquor liability and excess liability, workers' compensation is now available in select states.  Limits of up to $25,000,000 are offered with no aggregate.  Minimum premium for the bowling center program is $10,000 and it is offered in all states except New York.  Admitted coverage is offered through a carrier rated A+ (Superior) by A.M. Best Company.  Applications for coverage are available on the K&K website at www.kandkinsurance.com


                                   
New entertainment center program offers enhanced coverage
          
K&K Insurance Group, Inc. is pleased to announce a new program with enhanced coverage options for entertainment centers, also known as family fun centers.
                         
The entertainment center program provides coverage for operations including batting cages, bowling, billiards, bumper cars/boats, coin operated rides, driving ranges, go-karts, inflatables, kiddie rides, laser tag, miniature golf courses, paintball (if part of an entertainment center), video arcades, and other entertainment risks.  The program is offered in all states except New York.  Premium is based on gross receipts, offering competitive pricing for facilities depending upon individual exposures.
                                                     
In addition to property, general liability, inland marine, crime, commercial auto, liquor liability and excess liability, workers' compensation is now available.  Limits of up to $25 million are available with no aggregate.  Minimum premium for the entertainment center program is $5,000.  Applications for coverage are available on the K&K website at www.kandkinsurance.com.  Admitted coverage is offered through a carrier rated A+ (Superior) by A.M. Best Company.  
                                   

Campground program experiencing growth and open to agents 

K&K Insurance announced that its campground program is experiencing growth and will continue to provide competitive insurance coverage for campgrounds in light of carriers withdrawing from the market.

Coverage is available for both private and franchised campgrounds with ancillary activities such as waterslides, amusement devices and motorized boating.  Day camps and some camping-oriented resorts are also eligible for coverage under the program.

Associated exposures may include:

  • Golf courses
  • Golf driving ranges
  • Hiking trails
  • Horseback riding
  • Miniature golf
  • Playgrounds
  • Recreational boating/canoeing
  • Swimming
Coverage available includes general liability, property, commercial auto, excess liability and workers' compensation (in select states).  Eligible risks should have management experience of three years or more.  Minimum general liability premium is $2,500.

Limits offered are $5 million aggregate/$5 million products and completed operations aggregate/$1 million each occurrence.  Options for up to $10,000,000 following form excess liability and ability to place up to an additional $15,000,000 excess liability are available.  Broadened coverage enhancements applicable to the CGL, property and auto lines of business are included.

In addition to coverage for campgrounds, K&K offers a variety of insurance programs for camps, conference and retreat centers, resorts, special events, sports and entertainment facilities, and other recreational risks.

Coverage is provided through an insurance carrier rated "A+" (Superior), Financial Size Category of XV ($2 Billion or greater) by A.M. Best Company.  For more information, call K&K Insurance toll-free at 877-355-0315.



Helpful Resources for Preventing Sexual Abuse

Organizations that work with children must always keep the safety of participants as their highest priority; it is vital that youth-serving organizations create an environment where sexual abuse is discussed and prevented.

The Centers for Disease Control and Prevention (CDC) offers a variety of helpful publications that can assist your organization in the development of policies and strategies designed to prevent abuse.  For more information, visit the CDC's website at:

http://www.cdc.gov/ViolencePrevention/pub/PreventingChildAbuse.html


  

   Top Online Programs:

     Amateur Sports Teams and Leagues -     

     This program is designed for teams, leagues, clubs and associations 
     conducting youth or adult amateur sports activities.  Coverage provided 
     
under this program includes liability protection for the organization, 
     including its employees and volunteers, for liability claims arising out of
     its operations.  In addition, coverage is provided for registrations,
     meetings, concession stand operations, parades, picnics, award
     banquets and ceremonies and incidental fund-rasing activities.

more >

     Fitness Instructors -  

     This insurance program has been specifically designed to meet the unique
     needs of a U.S.-based personal training, exercise, aerobic or yoga/Pilates
     instructor directly supervising an individual or group engaged in fitness and
     exercise activities.

 

more >
 
 
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