Youth Sports Camps & Clinics - Elite Risk Insurance Solutions

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This program has been specifically designed for U.S.-based youth sports camp operations (those attended by campers age 19 or under) or sports clinics that are held at premises that are not owned or maintained by the sport camp operator. Coverage provided under this program includes important liability protection for the camp or clinic operator, including employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments coverage to the camp or clinic participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.

Note: Youth Day camps and clinics that may not be eligible for the program outlined below should visit our Day Camps and Clinics program.

Eligible Operations

Youth sports camps offering programming in the following categories are eligible to submit an enrollment in this insurance program

-	Baseball	-	Basketball
-	Cheerleading	-	Deck/floor hockey
-	Drill team	-	Football
-	Golf	-	Gymnastics
-	Ice hockey	-	Lacrosse
-	Strength & conditioning	-	Soccer
-	Squash	-	Swimming
-	Tennis	-	Softball
-	Track & field	-	Volleyball
-	Wrestling	-	Water polo

Classroom/lecture clinics for coaches or officials in any of the above mentioned sports are also eligible to enroll in this insurance program

Ineligible Operations

-	After school/ daycare/ latch key programs	-	All-star/bowl games
-	Boxing	-	Box lacrosse
-	Broomball	-	Cycling or BMX
-	Diving	-	Equestrian
-	Martial arts	-	Pro-sport tryout and training camps
-	Recruiting camps, showcases or combines	-	Rugby
-	Open water activities	-	Skateboarding
-	Skiing (snow or water)	-	Sports camp/clinic operations who own their own
-	Weight-loss camps		facility

Coverages Available

Commercial General Liability
-	Personal & Advertising Injury
-	Medical Expense Reimbersement for Participants (illness)
-	Medical Expense (other than participants)
-	Damage To Premises Rented to You
-	Products-Completed Operations
-	Legal Liability to Participants
-	Professional Liability
-	Medical Payments for Participants
-	Hired Auto and Employers' Nonownership Liability (not provided while in Hawaii)


Program Features

Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

-	Abuse, molestation, harassment,	-	Operation, ownership or
	or sexual conduct		management of any facility or field
-	Amusement devices (e.g.: rides,		other than being used for covered activities
	slides, inflatables, bungees,		activities
	climbing walls, dunk tanks)	-	Nuclear energy
-	Asbestos	-	Pollution
-	Employment related practices	-	Use of haunted attractions
-	Fireworks	-	Operations listed as ineligible
-	Fungi or bacteria	-	Transportation of participants
-	Lead


Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-	Completed and signed enrollment form
-	Full payment by check or credit/debit card

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