This program is designed for the concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows, or a location that is away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

 

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.

 

 

Eligible Operations
-	Antique & collectible vendors	-	Home based wedding vendors (caterers, DJs, florists,
-	Apparel & accessories		ice sculptors, decorators, photographers/videographers-
-	Arts & crafts vendors		single event option only)
-	Auto/vehicle accessories (non-mechanical)	-	Kitchen or cookware accessories or appliances
-	Candles	-	Lawn & garden equipment or hardware sales
-	Caterer (single event option only)	-	Literature distribution
-	Celebrity, mascot or character appearances	-	Micro-reality race tracks
-	Cleaning accessories & products (commercially	-	Motorized equipment - static display
	manufactured)	-	Produce & floral vendors
-	Exercise equipment	-	Product demos
-	Food & drink concessionaires	-	Product or service display exhibits
-	Game trailers or booths	-	Souvenir sales
-	Gift wrap booths	-	Sports & camping equipment
-	Health & beauty products (commercially manufactured)	-	Toys (for ages 5 and over)
		-	Vehicle/boat display- static only
Coverages Available & Program Highlights:
General Liability		Equipment & Contents
-	Contractual Liability	-	Not available in New Jersey
-	Personal & Advertising Injury	-	$250-$2,500 deductible (depends on limits)
-	$300,000 Damage to Premises Rented to You	-	General Liability coverage must be purchased in
-	$5,000 Medical Payments		conjunction with the Equipment & Contents
-	Options available include: Single Event (one month or	-	All items must be insured to 100% replacement
	less), 3 Month Coverage, 6 Month Coverage		cost value
	and 12 Month Coverage
-	Additional Insureds at no charge
-	No limit on number of shows during the 3-month, 6-month
	and annual coverage periods
-	No charge for Certificates of Insurance
-	Discounted rates for multiple booths
Risks Not Eligible Under This Program: (Including but not limit to)
-	Alcoholic beverage sales	-	Motorsports activities
-	Animals	-	Nutritional/health supplements (selling)
-	Auto parts (mechanical)	-	On-site installation/service/repair of products
-	Body piercing or permanent tattooing	-	On-site equipment sales or rental
-	Christmas tree retail lots	-	Oxygen/aromatherapy bar
-	Cleaning accessories & products (homemade)	-	Photographers (unless for a single event home-based
-	Contractors (lighting, stage, sound, etc.)		wedding photographer)
-	E-commerce selling	-	Protective equipment or apparel
-	Fire safety equipment	-	Storefront operations
-	Fireworks sales & displays	-	Tobacco products
-	Haunted attractions	-	Toys (for ages 4 and under)
-	Health and beauty products (homemade)	-	Vehicles in motion
-	Hot wax impressions	-	Watercraft exhibits on water
-	Leasing/rental operations	-	Weapon sales
-	Mazes (corn, hay, fence)	-	Weight-loss plans or products (selling)
-	Mechanical or inflatable amusement devices	-	Wholesale business operations
-	Medical testing
Preliminary Underwriting Information Required
-	K&K Applications
-	Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and
	payment