Short Term Special Events - K&K Insurance Group, Inc.

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This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

Maximum total attendance is 12,000 or less.
Maximum number of consecutive event days (not including set-up or tear down) is 10.
Event is held at a single location.
Event location must be held in the U.S.

Note: Special Events that may not be eligible for the program outlined below and/or have more complex coverage needs should visit
our Special Events program administered in our Events Unit.

Eligible Operations

-	Auctions (animals, property, real estate)	-	Picnics (no in or on water activities)
-	Award presentations	-	Poetry readings
-	Banquets/luncheons	-	Prom (formal event)
-	Bar Mitzvah/Bat Mitzvah	-	Quinceanera
-	Bazaars	-	Recitals
-	Bingo games	-	Religious assemblies
-	Car shows- static display only	-	Reunions (family, class, military)
-	Charity auctions/ benefits/ dances/ walks	-	Rummage sales
-	Concerts (call for approval)	-	School band/drill team competitions
-	Conventions	-	School carnivals (no rides)
-	Debuts	-	Seminars
-	Debutante balls	-	Shows (antique, art, baby, flower,
-	Dinners, luncheons or showers		garden, home, RV, trade, wedding)
-	Festivals (art, craft, ethnic, harvest)	-	Social gatherings/ receptions
-	Fiesta de quinceanera	-	Speaking engagements
-	Flea markets	-	Swap meets
-	Graduation ceremonies	-	Stage shows (dance, music, theatrical)
-	Job fairs	-	Theatrical performances/ musicals
-	Lectures	-	Walking tours
-	Meetings	-	Weddings & receptions
-	Pageants
-	Phone-a-thons


Ineligible for this program:
Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):

-	Air shows	-	Historical battle reenactments
-	Activist rallies/marches/literature distribution	-	In-or-on water activities
-	Athletic events and competitions	-	Mazes (corn/hay/fences)
-	Cinematography and photography for commercial use	-	Motorized vehicle/motorcycle/watercraft/powerboat practicing
-	Concerts – no rock, rap, or hip-hop		for, qualifying for, or testing for any racing speed,
-	Events held on an airport premises		demolition or stunting activity
-	Events requiring liquor liability coverage (host liquor	-	Overnight retreat
	situations are not excluded)	-	Parades
-	Gun and/or knife shows	-	Rodeos (activities including, but not limited to, bull or
-	Haunted attractions		bronco riding, steer roping, team roping, or barrel
-	Health fairs/shows		racing)

Coverages Available & Program Highlights

Commercial General Liability
-	Personal and Advertising Injury
-	Medical Expense
-	Damage To Premises Rented to You
-	Products-Completed Operations

Notable Exclusions

-	Abuse molestation, harassment, or sexual conduct	-	Fireworks
-	Aircraft/hot air balloon - ownership, operation, maintenance	-	Designated operations exclusion–those events listed
	or use		as ineligible
-	Airport - ownership, operation, maintenance or use	-	Fungi or bacteria
-	Amusement devices - the ownership, operation, maintenance	-	Lead
	or use of: any mechanical or non-mechanical ride, slide or	-	Nuclear energy
	water slide, any inflatable recreational device, any bungee	-	Performers
	operation or equipment, any vertical device or equipment	-	Petting zoos
	used for climbing - either permanently affixed or	-	Room and board liability
	temporarily erected, or dunk tank. Amusement devices do	-	Saddle animal - ownership, operation, maintenance, use
	not include any video or computer games or structures that		loading or unloading of any saddle animal, including but not
	are not designed to bounce on, slide on, ride on or tunnel		limited to, riding any saddle animal or riding on any
	through.		vehicle which is drawn or powered by any animal
-	Animals - injury or death to any animal; injury, death	-	Snowmobile
	or property damage caused by any animal owned,	-	Claims arising out of the operations of concessionaires,
	rented or hired by you		exhibitors and vendors at your event
-	Asbestos	-	Claims resulting from the selling, serving or furnishing of
-	E-commerce consulting		alcoholic beverages if the named insured is required to
-	Employment-related practices		obtain a license or permit
-	Events with over 12,000 in total attendance
-	Events held at multiple locations

Preliminary Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:

-	Completed and signed enrollment form	-	A schedule of events/activities or a brochure for this event
-	Full premium payment by check or credit/debit card	-	Certificates of insurance as per requirements on the
			enrollment form

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