Full Service Health Club Insurance

Including but not limited to: 

• Exercise and Sports Clubs 
• Fitness and Training Centers 
• Gyms 
• Health and Wellness Clubs 
• Racquet and Tennis Clubs 
• Sports and Athletic Clubs

• Children’s Fitness Facilities (Call 800-506-4856 to discuss eligibility) 
• Swimming and Aquatic Centers 
• Seasonal Swim or Tennis Associations and Clubs 
• Climbing Wall Clubs 
• Day Care Services (drop-off)

General Liability 

• Written on an Admitted Basis in Most States 
• Broadened Coverage Form 
• Non-auditable Policy 
• Legal Liability to Participants 
• Professional Liability Extension

Property 

• Newly Acquired or Constructed Building 
• Newly Acquired Business Personal Property 
• Ordinance & Law 
• Off-premises Power Failure 
• Water Back-up of Sewers and Drains 
• Outdoor Signs 
• Outdoor Property (trees, shrubs or plants) 
• Property off Premises 
• Accounts Receivable/Valuable Papers and Records 
• Replacement Cost Defined 
• Covered Property Definition Redefined 
• Equipment Breakdown Included

Optional Coverages 

• Liquor Liability 
• Limited Tanning Liability 
• Sub-contractors can be added as Additional Insureds 
• Employee Benefits Liability 
• Stop Gap Liability 

Inland Marine 

Commercial Auto/Nonowned Hired Auto Liability 

Crime 

Excess Liability 

Workers’ Compensation 

Event Cancellation and Non-appearance (offered through Showstoppers)

To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.    

• K&K application(s) 
• ACORD applications for other requested coverages 
• Five years of detailed, currently valued company loss runs 
• Copy of waiver and release forms (members, guests, tanning members)