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  Glossary | Buy On-line


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NOW AVAILABLE - Buy Coverage On-line! 
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This insurance program has been specifically designed to meet the unique needs of a U.S. based sports instructor directly supervising an individual or a group engaged in sports-related skills.

One and Two Year Coverage Terms Available!
 
Eligible Operations

An instructor age 18 or older conducting private or group instruction in any of the following:

- Baseball - Basketball
- Baton twirling - Cheerleading
- Bowling - Fencing
- Figure skating - Football
- Golf - Hockey
- Lacrosse - Racquetball
- Soccer - Softball
- Swimming - Table tennis
- Tennis - Track & field
- Volleyball - Wrestling
       
* If your risk doesn't fit the eligibility of this program, please contact us.
 

Ineligible for this program:

- Certified athletic trainers - Coaching of competitive athletics
- Instructors under the age of 18 - Instructors operating outside of the U.S.
- Physical education teachers working in a private or public    
  school/university/college    
       
Instruction of the following activities:  
- Cross country - Skiing
- Dance - Lifeguarding
- Diving - Road running
- Gymnastics - Scuba diving
- Canoeing - Surfing
- Martial arts - Cycling
- Rowing - Equestrian
- Kyaking
 
   
Liability Coverage
 
   

General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction.

   
General Liability
- Bodily Injury & Property Damage - Professional Liability
- Products-completed Operations - Damage to Premise Rented to You
- Personal and Advertising Injury - Medical Expense Limit
- Legal Liability to Participants    
 

Exclusions

 
- Abuse, molestation, harassment, or sexual abuse - Amusement devices(eg:rides,slides,inflatables,walls,
- Dietician services   climbing,bungees,dunk tanks)
- E-commerce consulting - Employment-related practices
- Media appearances - Medical, therapy or health care services
- Operation, ownership or management of a commercial - Media publications
sports facility - Physicals/stress testing
- Physical therapy, massage or salon services - Sale or distribution of herbal medicinal
- Speaking engagements and/or nutritional products
- Those operations listed as ineligible