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Martial Arts Schools
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NOW AVAILABLE - Buy Coverage On-line!  Liability limits of $1,000,000 to $5,000,000 available online.
 
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New Program Enhancements
- Lower Minimum Premiums - $750
- Higher Liability Aggregate Limit
- Increased Limit for Medical Payments for Participants
- Broadened Liability Coverage Endorsements
- Expanded Optional Equipment & Contents Coverage
 
Program Description
This insurance program has been specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts. Coverage provided under this program includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible martial arts schools or programs, your covered operations consist of premises, operations and activities involving registered participants of those activity(s) under your direct supervision or organized by you, which have been reported, paid for and approved by the company along with any ancillary event or activity held directly with the activity(s) at your location(s) or at approved off-site locations on your behalf.

In addition, coverage can also be considered for birthday/social party(s) supervised by you and related to the above described operations and activities.

 
Eligible Operations
 
- Aikido - Kickboxing (cardio/fitness only)
- Brazilian jiu jitsu - Kickboxing (contact/sparring)
- Capoeira - Krav maga
- Chi kun - Kung fu
- Dim mak * - Mixed martial arts (Ultimate/extreme/cage fighting) *
- Fitness boxing (non-contact) - Savate *
- Judo - Sayoc kali *
- Goju-ryu - Shaolinquan
- Haganah * - Taekwondo
- Hapkido - Tai Chi
- Jeet kune do - Taijiquan
- Judo - Tang soo do
- Jujitsu - Thai boxing/muay thai *
- Kali/escrima *  - Wushu
- Karate
- Kenjitsu
       
Karate includes various styles such as : Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryn, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate

* Note: Coverage for these styles apply only to instruction/training type programs. Events/competitions/tournaments in which the insured’s members participate with these styles are excluded and not covered under this program.

If the style of martial arts that you instruct is not listed, please call 1-800-648-6406 to inquire about eligibility.
       
Ineligible for this program:    
- Public safety and military personnel - Boxing (contact/sparring)
Training programs for law enforcement officials - Wrestling
 
Coverages Available & Program Highlights
 
General Liability Subsidiary Activity Coverage (optional)
- Bodily Injury and Property Damage    
- Contractual Liability   Abuse & Molestation Defense Cost
- Personal and Advertising Injury    Reimbursement(optional)
- Products and Completed Operations     
- Legal Liability to Participants   Hosted Tournament Coverage(optional)
- Additional Insured Coverage for landlords included    
- Coverage for off-site demonstrations, exhibitions and participation in   Excess Liability
  tournaments conducted by others included    
- Professional Liability   Equipment and Contents Coverage (optional)
- Medical Payments to Participants - Not available in New Jersey
- Premises Liability - Business Income with Extra Expense-Actual Loss Sustained
- Hired Auto and Employers Nonowned Liability (not provided while in Hawaii) - Money and Securities Coverage
- Valuable Papers and Records coverage
- Damage to Premises Rented to You
- NEW Broadening Endorsement: Emergency Real Estate Consultant Fee; Key Individual Replacement Cost; Temporary Meeting space; Workplace Violence Counseling; Identity Theft Exposure; Lease Cancellation Moving Expense; Terrorism Travel Reimbursement
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- $750 minimum premium
 
Preliminary Underwriting Information Required
 
- K&K applications    
- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
NOW AVAILABLE - Buy Coverage On-line!