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  Glossary
Martial Arts Schools
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NOW AVAILABLE - Buy Coverage On-line!  Liability limits of $1,000,000 to $5,000,000 available online.
 
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Program Description
This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts. Coverage provided under this program includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible martial arts schools or programs, your covered operations consist of premises, operations and activities involving registered participants of those activity(s) under your direct supervision or organized by you, which have been reported, paid for and approved by the company along with any ancillary event or activity held directly with the activity(s) at your location(s) or at approved off-site locations on your behalf.

In addition, coverage can also be considered for birthday/social party(s) supervised by you and related to the above described operations and activities.

 
Eligible Operations
 
- Aikido - Kickboxing (cardio/fitness only)
- Brazilian jiu jitsu - Kickboxing (contact/sparring)
- Capoeira - Krav maga
- Chi kun - Kung fu
- Dim mak * - Mixed martial arts (Ultimate/extreme/cage fighting) *
- Fitness boxing (non-contact) - Savate *
- Goju-ryu - Sayoc kali *
- Haganah * - Shaolinquan
- Hapkido - Taekwondo
- Jeet kune do - Tai Chi
- Judo - Taijiquan
- Jujitsu - Tang soo do
- Kali/escrima * - Thai boxing/muay thai *
- Karate  - Wushu
- Kenjitsu
       
Karate includes various styles such as : Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryn, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate

* Note: Coverage for these styles apply only to instruction/training type programs. Events/competitions/tournaments in which the insured’s members participate with these styles are excluded and not covered under this program.

If the style of martial arts that you instruct is not listed, please call 1-800-648-6406 to inquire about eligibility.
       
Ineligible for this program:    
Training programs for law enforcement officials, - Boxing (contact/sparring)
public safety and military personnel - Wrestling
 
Coverages Available & Program Highlights
 
General Liability

Non-Registered Member Activity Coverage (optional)

- Bodily Injury and Property Damage    
- Contractual Liability   Abuse & Molestation Defense Cost
- Personal and Advertising Injury    Reimbursement(optional)
- Products and Completed Operations     
- Legal Liability to Participants   Hosted Tournament Coverage(optional)
- Additional Insured Coverage for landlords included    
- Coverage for off-site demonstrations, exhibitions and Birthday Party Coverage (optional)
participation in tournaments conducted by others
included   Sexual Abuse or Sexual Molestation Liability
- Professional Liability   (optional)
- Medical Payments for Participants
- Premises Liability   Equipment and Contents Coverage (optional)
- Hired Auto and Employers Nonowned Liability (not provided - Not available in New Jersey
while in Hawaii) - Business Income with Extra Expense-Actual Loss Sustained
- Damage to Premises Rented to You - Money and Securities Coverage
- NEW Broadening Endorsement: Emergency Real Estate - Valuable Papers and Records coverage
Consultant Fee; Key Individual Replacement Cost;
Temporary Meeting space; Workplace Violence Counseling;
Identity Theft Exposure; Lease Cancellation Moving
Expense; Terrorism Travel Reimbursement
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- $750 minimum premium
 
Preliminary Underwriting Information Required
 
- K&K applications    
- Coverage will be bound upon receipt and approval of your completed enrollment form and payment
 
NOW AVAILABLE - Buy Coverage On-line!