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This insurance program has been specifically designed for entertainers and performers who work on an independent contractor basis entertaining at local fairs, festivals, special events, private parties, convention or tradeshow booths. Coverages provided under this program include important liability protection for the performer for liability claims arising out of their operations.
The following criteria must be met to be eligible for consideration of coverage under this program:
- Entertainer or performer must be at least 18 years of age.
- Annual gross income from the performer's activities can not exceed $100,000
Eligible Operations
| This list does not encompass all entertainers/performers that may be eligible for coverage. If the type of entertainer or performer is not listed in the eligible or ineligible listing, please contact our office for classification. |
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Actor Portraying Historical Person (Actual or |
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Balloon Artist |
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Fictional) |
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Caricature Artist |
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Belly Dancer |
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Clown |
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Celebrity Look-a-like |
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Contortionist |
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Comedian |
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Holiday Character |
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Face/body painter (FDA approved paint only) |
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Impressionist |
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Impersonator |
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Magician |
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Juggler |
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Individual Musician/ Singer/ Vocalist |
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Mime |
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Puppeteer |
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Poet |
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Story Teller |
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Singing Telegram Deliverer |
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Western Performer |
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Ventriloquist |
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Yodeler |
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Ineligible Operations |
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Acrobatic/Aerialist Performer |
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DJ or KJ |
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Circus Performer |
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Exotic Dancer |
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Escape Artist |
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Henna artists |
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Group Acts or Bands |
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Historical Battle Re-enactment |
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Hot Wax Impressions |
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Hypnotist |
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Jouster |
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Mascot |
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Performer Putting On An Athletic Exhibition |
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Performer using Weapons (with live ammunition or |
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Pyrotechnician |
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sharpened blades) |
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Stunt Personnel |
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Stripper |
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Tattoo Artist/Body Piercing |
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| Commercial General Liability |
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Event Cancellation & Non-appearance |
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Bodily Injury and Property Damage |
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Medical Expense |
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Damage To Premises Rented to You |
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Products-completed Operations |
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Legal Liability to Participants |
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Medical Payments to Participants |
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Asbestos |
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Lead |
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Abuse or molestation |
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Nuclear energy |
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Amusement devices (rides, slides, inflatables) |
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Personal and advertising injury |
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Employment-related practices |
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Pollution |
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Fireworks |
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Designated operations exclusion-those activities listed |
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Fungi or bacteria |
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as ineligible. |
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Designated operations exclusion-use of animals or fire |
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| Preliminary Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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Completed and signed enrollment form |
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Full payment by check or credit/debit card |
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