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Anniversary party |
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Garage Sale |
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Auction |
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Graduation |
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Awards banquet |
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Graduation party |
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Awards presentation |
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Holiday Party |
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Baby shower |
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Instructional Class |
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Bake sale |
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Job Fair |
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Ball (Dance) |
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Lecture |
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Ballet |
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Luncheon |
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Band Concert |
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Meeting |
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Banquet |
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Memorial service |
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Baptism |
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Musical Concert |
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Bazaar |
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Open House |
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Beauty Pageant |
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Opera |
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Benefit |
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Pageant |
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Bingo |
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Picnics w/out Pool or Lake |
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Birthday party |
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Play |
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Book sale |
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Poker |
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Breakfast |
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Prom |
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Bridal Show |
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Quinceanera |
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Bunco |
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Raffle |
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Business Meeting |
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Recital |
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Carnival (no amusement devices) |
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Rehearsal Dinner |
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Casino Game |
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Religious Assembly |
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Choir Concert |
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Retirement party |
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Christening |
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Reunion |
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Concert(Bluegrass,Classical,Country andWestern Pop Rock) |
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Rummage Sale |
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Conference |
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School Band/Drill Competition |
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Confirmation |
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Scrapbooking |
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Convention |
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Seminar |
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Cook-Off |
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Show(Antique,Art,Automobiles,Boat,Craft,Dance,
Fashion,Fishing,Flower,Garden,Holiday,Home,Quilt,Stage
Performance,Talent) |
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Corn Hole |
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Sidewalk Sale |
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Dance |
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Social Reception |
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Debuntate ball |
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Speaking Engagement |
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Demonstration |
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Tea Party |
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Dinner |
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Telethon |
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Dinner Theater |
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Trade Show |
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Drawing |
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Trivia Night |
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Engagement party |
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Voter Registration |
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Exposition |
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Wake |
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Family gathering |
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Wedding |
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Festival |
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Wedding reception |
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First Holy Communion |
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Wine Tasting |
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Food Concessions |
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Workshop |
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Funeral Service |
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
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Activist rallies/marches/literature distribution |
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Gun and/or knife shows |
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Athletic events and competitions |
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Haunted attractions |
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BYOB* |
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Historical battle reenactments |
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Cinematography and photography for commercial use |
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In-or-on water activities(pool,lakes,rivers,etc) |
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Concerts * |
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Mazes (corn/hay/fences) |
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Day Care Operations |
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Motorized vehicle/motorcycle/watercraft/powerboat practicing for, qualifying for,or testing for any racing speed,
demolition or stunting activity |
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Events providing room accommodations and /or
campaigning as part of the event |
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Parades* |
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Events held on airport premises |
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Rodeos* (activities including ,but not limited to bull or
bronco riding,roping activities, or barrel racing) |
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| *This event/activity is not available online. Please contact us at 800-553-8368. |
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Coverages Available & Program Highlights |
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| Commercial General Liability |
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Each Occurrence |
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General Aggregate (other than products –completed operations) |
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Products –completed operations aggregate |
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Personal and Advertising Injury |
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Damage to Premise Rented to You |
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Medical Expense (other than participants) |
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Abuse molestation, harassment, or sexual conduct |
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Asbestos |
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Aircraft/hot air balloon |
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Commercial general liability standard exclusions |
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Airport |
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Corporal Punishment |
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Amusement devices - the ownership, operation, maintenance |
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Employment-related practices |
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or use of: any mechanical or non-mechanical ride, slide or |
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Fireworks |
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water slide, any inflatable recreational device, any bungee |
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Fungi or bacteria |
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operation or equipment, any vertical device or equipment |
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Haunted attractions |
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used for climbing - either permanently affixed or |
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Lead |
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temporarily erected, or dunk tank. Amusement devices do |
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Nuclear energy liability |
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not include any video or computer games or structures that |
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Professional Services |
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are not designed to bounce on, slide on, ride on or tunnel |
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Rodeos |
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through. |
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Room & board liability |
| - |
Animals - injury or death to any animal; injury, death |
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Saddle animals |
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or property damage caused by any animal owned, |
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Snowmobile |
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rented or hired by you |
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Water hazard |
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| Preliminary Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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Completed and signed enrollment form |
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A schedule of events/activities or a brochure for this event |
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Full premium payment by check or credit/debit card |
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Certificates of insurance as per requirements on the |
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enrollment |