Youth Sports Camps & Clinics - K&K Insurance Group, Inc.

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This program in specifically designed for U.S.-based youth sports camp operations (those attended by campers age 19 or under) or sports clinics that are held at premises that are not owned or maintained by the sport camp operator. Coverage provided under this program includes important liability protection for the camp or clinic operator, including employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments coverage to the camp or clinic participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.

Note: Youth Day Camps and clinics that may not be eligible for the program outlined below should visit our Day Camps & Clinics.

Eligible Operations

Youth sports camps/clinics offering programming in the following categories are eligible to submit an enrollment in this insurance program

-	Baseball	-	Basketball
-	Cheerleading	-	Deck/floor hockey
-	Drill team	-	Football
-	Golf	-	Gymnastics
-	Ice hockey	-	Lacrosse
-	Strength & conditioning	-	Soccer
-	Squash	-	Swimming
-	Tennis	-	Softball
-	Track & field	-	Volleyball
-	Wrestling	-	Water polo

Classroom/lecture clinics for coaches or officials in any of the above mentioned sports are also eligible to enroll in this insurance program. Please contact us for information and an application for this type of clinic.

Ineligible Operations

-	After school/ daycare/ latch key programs	-	All-star/bowl games
-	Boxing	-	Box lacrosse
-	Broomball	-	Cycling or BMX
-	Diving	-	Equestrian
-	Martial arts	-	Pro-sport tryout and training camps
-	Recruiting camps, showcases or combines	-	Rugby
-	Open water activities	-	Skateboarding
-	Skiing (snow or water)	-	Sports camp/clinic operations who own their own
-	Weight-loss camps/programs		facility
-	Camps with attendees age 20 & over*	-	Hunting and/or nature camps

	*Please contact us for more information on coverage availability for camps/clinics for youth with an accompanied adult (e.g. parents and me camps).

Coverages Available

Commercial General Liability			Optional Coverages
-	Personal & Advertising Injury	-	Sexual Abuse or Sexual Molestation Liability
-	Medical Expense Reimbersement for Participants (illness)	-	Abuse, Molestation, Harassment or Sexual Conduct
-	Medical Expense (other than participants)		Defense Cost Reimbursement
-	Damage To Premises Rented to You (Fire Legal Liabillity)
-	Products-Completed Operations
-	Legal Liability to Participants
-	Professional Liability
-	Medical Payments for Participants
-	Hired Auto and Employers' Nonownership Liability (not provided while in Hawaii)
-	Bodily Injury & Property Damage


Program Features

Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

-	Abuse, molestation, harassment,	-	Operation, ownership or
	or sexual conduct		management of any facility or field
-	Amusement devices (e.g.: rides,		other than being used for covered activities
	slides, inflatables, bungees,		activities
	climbing walls, dunk tanks)	-	Nuclear energy
-	Asbestos	-	Pollution
-	Employment related practices	-	Use of haunted attractions
-	Fireworks	-	Operations listed as ineligible
-	Fungi or bacteria	-	Transportation of participants
-	Lead


Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-	Completed and signed enrollment form
-	Full payment by check or credit/debit card

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