This concession, exhibitor, and vendor insurance program is designed for businesses that need coverage on a short-term basis at events, malls, shopping centers, tradeshows, consumer shows, or any location that is away from any owned or long-term leased premises. Insured operations may be conducted from a kiosk, booth, cart, trailer, tent, or outdoor area. Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company.
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Eligible Operations |
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| - | Antiques & collectibles
| - | Home based wedding vendors (caterers, DJs, florists, |
| - | Apparel & accessories | | ice sculptors, decorators, photographers/videographers- |
| - | Arts & crafts
| | single event option only) |
| - | Auto/vehicle accessories (non-mechanical) | - | Kitchen or cookware accessories or appliances (no knives) |
| - | Candles | - | Lawn & garden equipment
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| - | Caterer (single event option only) | - | Literature distribution |
| - | Celebrity, mascot or character appearances | - | Micro-reality race tracks |
| - | Cleaning accessories & products | - | Motorized equipment - static display |
| - | Exercise equipment | - | Product demonstrations
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| - | Floral
| - | Product or service displays
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| - | Food, drink or produce sales
| - | Souvenir sales
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| - | Game trailers or booths
| - | Sports & camping equipment
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| - | Gift wrap booths
| - | Toys (for ages 5 and over)
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| Hardware sales
| - | Vehicle/boat display - static only
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| Health & beauty products
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| Coverages Available & Program Highlights: | | |
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| General Liability | Equipment & Contents |
| - | Contractual Liability | - | $250-$2,500 Deductible (depends on limits) |
| - | Personal & Advertising Injury | - | General Liability coverage must be purchased in |
| - | $300,000 Damage to Premises Rented to You | | conjunction with the Equipment & Contents |
| - | $5,000 Medical Payments | - | All items must be insured to 100% replacement cost |
| - | Options available include: Single Event (one month or | | value |
| | less), 3 Month Coverage, 6 Month Coverage | | |
| and 12 Month Coverage | | |
| - | Additional Insureds at no charge | | |
| - | No limit on number of shows during the 3-month, 6-month | | |
| | and annual coverage periods | | |
| - | No charge for Certificates of Insurance | | |
| - | Discounted rates for multiple booths | | |
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Risks Not Eligible Under This Program: (Including but not limited to) |
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| - | Alcoholic beverages - selling or furnishing | - | Nutritional/health supplements (selling) |
| - | Animals | - | On-site installation/service/repair of products |
| - | Any games that involve person-to-person contact | - | On-site equipment sales or rental |
| - | Art displays over 10 feet tall or occupying more than 100 sq ft | - | Oxygen/aromatherapy bar |
| | (unless reviewed and approved by the program administrator) | - | Paintball equipment/accessories |
| - | Auto parts (mechanical) | - | Photographers (unless for a single event home-based |
| - | Body piercing or permanent tattooing | | wedding photographer) |
| - | Christmas tree retail lots | - | Protective equipment or apparel |
| - | Contractors (lighting, stage, sound, etc) | - | Storefront operations |
| - | Cryogenic chambers/therapy | - | Tobacco, Cannabis, and Cannabis related products |
| - | E-commerce selling | | (including e-cigarettes.vapor products) |
| - | Fire safety equipment | - | Toys (for ages 4 and under) |
| - | Fireworks sales & displays | - | Unmanned aircraft systems (e.g.: drones, RC aircrafts) |
| - | Haunted attractions | - | Use of and/or sales of weapons (such as: guns, axes, knives, |
| - | Hot wax impressions | | swords, tasers, defense sprays) |
| - | Leasing/rental operations | - | Vehicles in motion |
| - | Mazes (corn, hay, fence) | - | Watercraft exhibits on water |
| - | Medical testing | - | Weight-loss plans or products (selling) |
| - | Motorsports activities | - | Wholesale business operations |
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| Notable Exclusions |
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| - | Abuse, molestation or exploitation
| - | Cap on losses from certified acts of terrorism
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| - | Aircraft/hot air balloon | -
| Commercial general liability standard exclusions
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| - | Airport - the ownership, operation, maintenance, or use |
| (CG0001 4/13 edition)
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| | of any airfield or airport facility or premises. This exclusion | - | Communicable Diseases |
| | does not apply to concessionaires, exhibitors or vendors | - | Cyber incident, data compromise, and violation of statutes
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| | selling, displaying, demonstrating or promoting their products |
| related to personal data
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| | or services at any airfield or airport facility or premises | - | Dunk tank
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| - | Amusement devices - the ownership, operation, maintenance, | - | Employment related practices
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| | or use of: any mechanical or non-mechanical ride, slide, or | - | Fireworks
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| | water slide (including any ski or tow when used in conjunction
| - | Fungi or bacteria
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| | with a water slide); inflatable recreational device or vertical
| - | Haunted attraction
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| | device or equipment used for climbing, whether permanently
| - | Lead
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| | affixed or temporarily erected. This exclusion does not apply
| - | Nuclear energy
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| | to video games or computer games or structures that are not
| - | Performer
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| | designed to bounce on, slide on, ride on, or tunnel through
| - | Rodeo
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| - | Animals
| - | Saddle animal
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| Asbestos
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| Sexually transmitted disease
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| Bungee
| - | Silica or silica-related dust
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| | - | Snowmobile
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| Specified recreational vehicles and activities
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| | - | Total pollution with a building heating, cooling & dehumidifying
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| | | equipment exception and hostile fire exception
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| Unmanned aircraft
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| Preliminary Underwriting Information Required |
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| - | Applications | | |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and |
| | payment |