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This is the website of K&K Insurance Group, Inc., a subsidiary of Aon Corporation.

In California, LICENSED K&K INSURANCE GROUP, INC. A.K.A. K&K INSURANCE AGENCY, INC. [CA License # 0334819]

In Louisiana, LICENSED K&K INSURANCE GROUP, INC. [LA License #(s): 130077 (P&C); 172125 (L&H)]

For each visitor to our web page, our web server automatically recognizes only the domain name, not the e-mail address (where possible).

We collect only the domain name; the e-mail addresses of those who communicate with use via e-mail; aggregate information on what pages consumers visit; and information volunteered by the consumer, such as quote requests, survey information and or site registrations.

The information we collect is not shared with other organizations for commercial purposes. All information that we collect will be used to:

Provide insurance quotes requested by prospective customers, based on the information they have supplied.

Maintain communication with prospective customers in order to provide information on new products, services or upcoming events.

Improve the content of our web page and to notify consumers about updates to our web site.

Information Provided by You

Any information provided by you to K&K Insurance Group, Inc., including but not limited to feedback, data, questions, comments, suggestions or the like, shall be deemed to be non-confidential. K&K Insurance Group, Inc. shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Additionally, K&K Insurance Group, Inc. shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such information. However, K&K Insurance Group, Inc. will not use your name or otherwise publicize the fact that you submitted materials or other information to K&K Insurance Group, Inc. unless: (a) we ask your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

Copyright Notice

The content of this site, including but not limited to the text and images herein and their arrangement, are copyright � COPYRIGHT 2005 by K&K Insurance Group, Inc. of Aon Corporation. All Rights Reserved.

Authorization of Use

K&K Insurance Group, Inc. hereby authorizes you to copy and display the content herein, but only for your personal or informational and noncommercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. If attribution to K&K Insurance Group, Inc. is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of K&K INSURANCE GROUP, INC. No modifications of any content may be made.

No Implied Licenses

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of K&K INSURANCE GROUP, INC. or of any third party.

The Content

K&K INSURANCE GROUP, INC. makes no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind. K&K INSURANCE GROUP, INC. hereby disclaims all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall K&K INSURANCE GROUP, INC. be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the use, copying or display of the content. Although K&K INSURANCE GROUP, INC. believes the content to be accurate, complete and current, K&K INSURANCE GROUP, INC. makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. K&K INSURANCE GROUP, INC. may make changes in the products and/or the services described herein at any time.

Links to Other Sites

Some of the sites listed as links herein are not under the control of K&K INSURANCE GROUP, INC.. Accordingly, K&K INSURANCE GROUP, INC. makes no representations whatsoever concerning the content of those sites. The fact that K&K INSURANCE GROUP, INC. has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by K&K INSURANCE GROUP, INC. with respect to such site, its owners or its providers. K&K INSURANCE GROUP, INC. is providing these links only as a convenience to you. K&K INSURANCE GROUP, INC. has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and K&K INSURANCE GROUP, INC. cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Trademarks

K&K INSURANCE GROUP, INC. and the K&K INSURANCE GROUP, INC. logo are registered trademarks of K&K INSURANCE GROUP, INC. All other trademarks are either owned by K&K INSURANCE GROUP, INC. or by other companies.

The effective date of this privacy statement and disclaimer is July 2005.