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This program is designed to provide coverage on a short term basis for a single amateur sports tournament or event. Coverage provided under
this program includes important liability coverage for the U.S.-based organization conducting the event, including the employees and volunteers,
for liability claims arising out of its operations. Coverage is also included for ancillary activities (banquets, concerts, awards ceremonies) that
are for those participants in your sports tournament or event.
Eligible Operations An amateur sports tournament or event that meets all of the following criteria is eligible to submit an enrollment form for coverage under this program: - Maximum number of participants is 2,500, per event
- Maximum spectator attendance per day is 7,500
- Maximum number of event days (including practice days) is 14 days(not including set-up and tear down)
- The sport activity being conducted falls into one of the listed eligible classes:
Class 1: Bowling, Dance, Golf, Tennis, Volleyball
Class 2: Baseball, Kickball, Softball
Class 3: Basketball, Flag or Touch Football, On-Shore Fishing, Racquetball, Swimming
Class 4: Cheerleading (age 19 & under), Deck/floor/street hockey, Field hockey, Flex FootballTM (age 19 & under),
Lacrosse (age 19 & under), Roller hockey (quad), Soccer ( age 19 & under), Tackle & Contact football (age 19 & under),
Water hockey (age 19 & under), Wrestling (age 19 & under)
Class 5: Box lacrosse, Cheerleading (age 20 & over), Diving, Dodgeball, Gymnastics, Ice hockey, In-line hockey,
Inline skating (speed/racing), Lacrosse (age 20 & over), Martial arts, Soccer (age 20 & over), Speed/racing skating (ice),
Water hockey (age 20 & over)
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Ineligible Operations | | | Sports tournaments or events that do not meet the criteria listed above, or are listed as ineligible below, are not eligible for this program, but
may be covered through programs offered by our
Sports Unit. | | - College or university level championship events
- CrossFit® events/activities
- Events involving animals other than service animal
- Glow runs/color runs/similar type events or runs
- Highland games
- Mud runs/warrior runs/zombie runs/obstacle course runs/urbanathons (competitions, exhibitions or footraces that involve man-made obstacle
courses, man-made mud pits, man-made slippery slopes, wall climbs, or other similar man-made obstacles) - Professional sports events, tryouts and training camps/clinics
- Sanctioned USA Hockey tournaments & events
- 100% Virtual events/activities
- Events in the following sport categories (Note: This is not a complete listing of ineligible sports):
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| - | Adventure race | - | Mountain Biking and/or hiking | | - | BMX biking | - | Open Water Event | | - | Boxing | - | Rugby | | - | Cycling | - | Skateboarding
| | - | Endurance race | - | Skiing (snow or water) | | - | Equestrian
| - | Snowboarding | -
| Flex FootballTM (age 20 & over)
| - | Streetball
| | - | Inline (extreme/stunt/aggressive/free-style) skating | - | Tackle and Contact Football (over age 19)
| | - | Kite Surfing
| - | Triathlons & Duathlons
| | - | Marathons (26.2 miles or more) | - | Wrestling (age 20 & over)
| | - | Mixed Martial arts |
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Note: If your sport is not listed, contact our office for the appropriate classification. | | | | | | | | Commercial General Liability | | | | - | Bodily Injury & Property Damage | | | | - | Personal & Advertising Injury | | | | - | Medical Expense (other than participants) | | | | - | Damage To Premises Rented to You (Fire Legal Liability) | | | | - | Products-completed Operations | | | | - | Legal Liability to Participants (not available for all sports) | | | | - | Medical Payments for Participants (not available for all sports) | | | | | | | | | | | | | | Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium
charge or fees for certificates of insurance evidencing this coverage.
| | | | | | | - | 24-hour premises liability
| - | Communicable diseases
| | - | Abuse, molestation, harassment, or sexual conduct
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| Cryogenic chambers/therapy
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| Aircraft/hot air balloon
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| Employment-related practices
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| Airport
| - | Events that last more than 14 days (not including set-up and
| | - | Amusement devices (the ownership, operation, maintenance or
| | tear-down), unless reported, approved, and the apropriate
| | use of: any mechanical or non-mechanical ride, slide or water slide,
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| premium has been paid
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| any inflatable recreational device, any bungee operation or equipment,
| - | Fireworks
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| any vertical device or equipment used for climbing-either
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| Fungi or bacteria
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| permanently affixed or temporarily erected, or dunk tank.
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| Haunted attractions
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| Amusement devices do not include any video or computer games)
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| Heavy metal/screamo, electronic/techno, rap, hip-hop
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| Ancillary activities that require a separate admission charge
| | concerts/shows
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| and are open to the public (unless optional coverage is purchased-
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| Lead
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| attendance must be 3,000 or less)
| - | Legal liability to participants for professional athletes and
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| Animals (injury or death to, or injury, death or property damage
| | celebrity participants
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| caused by any animal owned, rented or hired by you)
| - | Medical payments for participants for professional athletes and
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| Asbestos
| | celebrity participants
| | - | Athletic or sports participants in: Box lacrosse, Broomball,
| - | Nuclear energy liability
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| Cheerleading (age 20 & over), Diving, Dodgeball, Drill/
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| Operation, ownership or management of any athletic facility or
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| majorette team (age 20 & over), Gymnastics, Hurling,
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| field, other than while being used for covered activities
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| Ice hockey, Inline hockey, Inline skating (speed/racing), Judo,
| - | Operations of independent concessionaires, exhibitors and
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| Karate, Lacrosse (age 20 & over), Martial arts, Powerlifting
| | vendors at your event
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| (age 20 & over), Ringette, Roller hockey (inline), Soccer
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| Performers
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| (age 20 & over), Speed/racing skating (ice), Taekwondo, Takraw,
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| Rodeos
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| Water hockey (age 20 & over), Water polo (age 20 & over),
| - | Room and board liability
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| Weightlifting (age 20 & over)
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| Saddle animals
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| Commercial general liability standard exclusions
| - | Snowmobile
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| (CG0001 4/13 edition)
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| Those operations listed as ineligible
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| | - | Violation of statutes that govern e-mails, faxes, phone calls or
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| | | other methods of sending materials or information
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| | | | | | | | Underwriting Information Required | | | |
The following information is required 10 business days prior to the desired effective date: | | - | Completed and signed enrollment form | | | | - | Full Payment by check or credit/debit card | | | | | | | | | |
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