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Phone 1-800-328-2317
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Program Description

This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of
martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to
the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving
registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company,
and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly
associated with those operations and activities at your location involving registered members/participants that are under your direct supervision,
or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision,
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you,
that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving
non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company,
and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by
you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 
           
                    
Eligible Operations
 
- Aikido - Kickboxing (cardio/fitness only)
- Brazilian jiu jitsu - Kickboxing (contact/sparring)
- Capoeira- Krav maga
- Chi kun
- Kung fu 
- Dim mak *- Mixed martial arts (ultimate/extreme/cage fighting) *
- Fitness boxing (non-contact)-Savate *
-Goju-ryu-Sayoc kali *
-Haganah *-Shaolinquan
-Hapkido
-Taekwondo
-Jeet kune do-Tai Chi
-Judo-Taijiquan
-Jiu Jitsu-Tang soo do
-Kali/escrima *-Thai boxing/muay thai *
-Karate-Wushu
-Kenjitsu

Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu,
Uechi-ryu, Wado-ryu and Yoshukai karate

             

*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's
members participate with these styles are excluded and not covered under this program.

                                            
If the style of martial arts that you instruct is not listed, please call us to inquire about eligibility.
       
Ineligible for this program:    
-The sport of boxing (contact/sparring)
-Training programs for law enforcement officials
-
The sport of wrestling
public safety and military personnel


-Trampoline parks/facility


 
Coverages Available & Program Highlights
 
General Liability Non-Registered Member Activity Coverage (optional)
- Bodily Injury and Property Damage  
- Contractual Liability   Abuse & Molestation or Exploitation Defense Cost 
-
Personal and Advertising Injury  Reimbursement (optional)
- Products and Completed Operations   
-Bodily Injury to Participants Liability
Hosted Tournament Coverage  (optional)
- Additional Insured Coverage for landlords included  
Coverage for off-site demonstrations, exhibitions and    Equipment and Contents Coverage (optional)
participation in tournaments conducted by others included

Professional Liability   
Birthday Party Coverage  (optional)
- Medical Payments for Participants

- Premises Liability   Sexual Abuse or Sexual Molestation Liability  (optional)
- Hired Auto and Employers Nonowned Liability  
 (not available in IL, LA, UT, VT and WI)  
-Damage to Premises Rented to You
        
    
Notable Exclusions​ ​ ​ ​
         ​ ​ ​ ​
-​​Abuse, molestation or exploitation
-​
Specified recreational vehicles and activities - Aircraft/hot-air
​-​Acupuncture and acupressure

balloon, Airport, Amusement device: the ownership, operation,
​-Asbestos
maintenance or use of any device or equipment a person rides
​-Bodily Injury to participants while in a hired auto or non-owned auto
for enjoyment, including, but not limited to: mechanical or 
​-Cap on losses from certified acts of terrorism

non-mechanical ride, slide or water slide (including any ski or 
​-
Childcare/babysitting services
tow when used in conjunction with a water slide), inflatable
-​Climbing walls exceeding ten (10) feet with no safety harness
recreational device, or vertical device or equipment used for
system, unless reported to and approved by us
climbing, whether permanently affixed or temporarily erected.
​-
Commercial general liability standard exclusions
This exclusion does not apply to video or computer games, or any
(CG0001 4/13 edition)
device that is specifically designed for the training or instruction 
​-
Communicable diseases

of the activity for which you are enrolled, Animal, Bungee, Dunk
​-Crossfit® affiliate owners and/or CrossFit® programs/activities

Tank, Haunted attractions, Performer (injury or death to any
-​Cryogenic chambers/therapy

performer or entertainer during any activity, event or
​-Cyber incident, data compromise, and violation of statutes
exhibition including but not limited to any stunt, concert,

related to personal data

show or theatrical event. This exclusion does not apply to
​-Cycling (other than stationary)

participants in any activity, event or exhibition that are part
​-
Employment related practices

of the designated operations for which you are enrolled) Rodeo,
​-Fireworks

Saddle animal, Snowmobile
​-Fungi or bacteria
-​Sports rehabilitation services/therapy
​-Instruction/activities held on or in open water
​-
Swimming pools

(e.g.: lakes, ponds, ocean)
​-The sale or distribution of medicinal, herbal and/or nutritional
​-Lead

products
​-Massage therapy
-​Those operations listed as ineligible
​-Medical, therapy or health care services
​-
Total pollution with a building heating, cooling & dehumidifying
​-
Multi passenger vehicles
equipment exception and hostile fire exception
​-Non-registered participants at events/tournaments hosted by
​-
​Tournaments or competitions involving the following styles:

the named insured

​Muay-Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,
-​​Nuclear energy

​Dim mak, Haganah, full contact and submission mixed martial
​-​Parkour, obstacle course, ninja, free-running, tricking, urban
​arts, including but not limited to: cage events, extreme

​gymnastics, extreme tumbling or any similar type programs

​fighting and ultimate fighting
-​
​Salon services or indoor tanning
​-Unmanned aircraft
-​
​Saunas, steam rooms, jacuzzis, hot tubs, whirlpools or spas
​-
Use of projectile weapons including, but not limited to firearms
​-
​Sexually transmitted diseases
and tasers and defense sprays
​-
Silica or silica-related dust
​-
Use of sharpened/bladed weapons






      
 
 
 
Preliminary Underwriting Information Required
 
- Applications    
- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
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