Private K-12 Accident Medical Insurance

Coverage Description:

Mandatory At-School Student Accident Plan designed for Private (Non-Boarding) Schools. Extended coverage is also available through our Catastrophic Accident Medical Plan.

Coverage can include all activities conducted under the supervision of the School. Program includes optional coverage for overnight field trips or interscholastic sports for grades 7-12 (including football). Group or team travel to or from a covered activity conducted under the supervision of the School is a covered activity.

No list or roster form is required for mandatory coverages because all participants in each coverage option must be insured.

Ineligible Operations:

- Public Schools
- Private Boarding Schools
- Schools With Annual Tuition Less Than $1,000

Buy Student Accident Medical
Insurance Online

Accident & Liability

At-School Student Accident Brochure & Enrollment Form
At-School Student Accident Brochure & Enrollment Form - NY Only
Catastrophic Accident Medical Brochure
Catastrophic Accident Medical Enrollment Form

Claims

Medical Claim Form

COVERAGE LIMITS

At-School Accident Coverage - Basic
Maximum Limit:	$	25,000 per injury per individual
Accidental Death & Specific Loss:
- Death:	$	20,000
- Specific Loss:	$	20,000
NY ONLY: $10,000 Death and $25,000 Specific Loss
Deductible:	$	0
Benefit Period: 1 Year (3 Years in KS, NY, OR)
Plan 1
Reasonable & Customary:		100%
Plan 2
Reasonable & Customary:			70%
Type of Coverage: Excess (secondary) Coverage - Accident Only

Catastrophic Accident Coverage - Extended
Maximum Limit:	$	1,000,000 per injury per individual
Accidental Death & Specific Loss:
- Death:	$	10,000
- Specific Loss:	$	10,000
Deductible:	$	25,000
Benefit Period: 10 Years
Reasonable & Customary:		100%
Type of Coverage: Excess (secondary) Coverage - Accident Only

Additional Programs Available Online (Coverage documents are generated immediately upon payment.)

Coverage provided under the following programs include important liability protection, including its employees and volunteers, for liability claims arising out of its operations. Medical Payments for Participants is included with this coverage.

Youth Sports Camps & Clinics

Amateur Sports Teams, Leagues & Associations

Amateur Sports Tournaments & Events

New excess limits available online (Liability Limits $1,000,000 - $5,000,000) for all three programs.