Amateur Sports - Teams, Leagues & Associations - Summit America Insurance Services, Inc.

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This program has been designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate. In addition, coverage is provided for your concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

Class A Sports
-	Box Lacrosse	-	Inline Skating
-	Broomball	-	Lacrosse (age 20 & over)
-	Diving	-	Soccer (age 20 & over)
-	Dodgeball	-	Water Polo (age 20 & over)
-	Ice Hockey	-	Wrestling (age 20 & over)
-	Inline Hockey	-

Class B Sports
-	Baseball/T-ball	-	Soccer (age 19 & under)
-	Basketball	-	Softball
-	Baton twirling	-	Squash
-	Cheerleading (age 19 & under)	-	Swimming
-	Cricket	-	Tackle football (age 19 & under)
-	Drill team (age 19 & under)	-	Tennis
-	Deck/floor/field Hockey	-	Track & field
-	Flag/touch football	-	Ultimate frisbee
-	Frisbee	-	Umpire/referees associations
-	Golf	-	Volleyball
-	Kickball	-	Water polo (age 19 & under)
-	Lacrosse (age 19 & under)	-	Wrestling (age 19 & under)

Ineligible Operations

-	BMX/Stunt Cycling	-	Intercollegiate/Interscholastic Teams, Leagues and
-	Boating Activities		Associations
-	Boxing	-	Mixed martial arts
-	Cheerleading (age 20 & over)	-	Rugby
-	Cycling	-	Shooting Sports
-	Drill team (age 20 & over)		Skateboarding
-	Equestrian	-	Skiing (snow or water)
-	Extreme/stunt inline skating	-	Strength & Conditioning
-	Gymnastics/cheer/dance/martial arts studios	-	Surfing
-	Inline extreme/stunt skating	-	Tackle Football (age 20 & over)

Sports Groups that are affiliated with the following organizations are Not eligible for this program.
-	American Amateur Baseball Congress/AABC	-	Dixie Boys Baseball
-	American Youth Football	-	Dixie Youth Baseball
-	Babe Ruth/Cal Ripken Baseball	-	Dixie Softball
-	Babe Ruth Softball	-	U.S. Youth Soccer Association
		-	World Adult Kickball Association (WAKA®)

Coverages Available

Commercial General Liability			Equipment & Contents Coverage (Inland Marine) (Not available in New Jersey)
-	Bodily Injury & Property Damage
-	Contractual Liability		Directors and Officers Liability, including
-	Personal & Advertising Injury		Employment Practices Liability
-	Medical Expense (other than participants)
-	Damage To Premises Rented to You		Hosted Tournament Coverage
-	Products-Completed Operations
-	Legal Liability to Participants (not available for all sports)		Premises Liability for Sports Fields
-	Professional Liability (not available for all sports)
-	Medical Payments for Participants (not available for all sports)		Abuse, Molestation, Harassment or Sexual
-	Hired Auto and Employers Nonownership Liability (not		Conduct Defense Cost Reimbursement Coverage
	provided while in Hawaii)
			Event Cancellation

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.

Notable Exclusions

-	Abuse, Molestation, harassment or sexual conduct	-	Haunted Attractions
-	Amusement Devices (e.g.: rides, slides, inflatables,	-	Lead
	bungees, climbing walls, or dunk tanks)	-	Non-rostered participants at tournaments
-	Asbestos		hosted by the insured
-	Baby-Sitting/Child Care Services	-	Operation, ownership, or management of any athletic field
-	Carnivals/Festivals		or facility, other than while being used for covered activities
-	Climbing Walls	-	All operations listed as ineligible
-	Concerts	-	Outside vendors/concessionaires in conjunction with your
-	Employment-Related Practices		organization
-	Events involving Gambling (e.g.: bingo, casino nights,	-	Sport Events/Activities involving participants in sports other
	poker, Texas hold'em tournaments)		than those reported and for whom a premium has been paid
	Fungi or Bacteria	-	Transportation of Athletes/Participants
-	Events where alcohol is furnished or served	-	Premises Liability For Sports Fields
		-	Fireworks

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-	Completed and signed enrollment form
-	Full payment by check or credit/debit card

Eligible Risks For This Program

-	Amateur Sports Recreational Adult/Youth Leagues	-	Amateur Sports Recreational Teams
-	Amateur Sports Instructional Programs	-	Program Highlights

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