| Eligible Operations |
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| Youth day camps offering programs in the following categories are eligible to submit an enrollment for this insurance program |
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Academic day camps |
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Arts & crafts day camps |
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Computer day camps |
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Creative writing day camps |
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Culinary day camps |
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Etiquette day camps |
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Incentive builder/Lego? day camps |
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Math day camps |
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Music day camps |
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Nature day camps |
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Performing Arts day camps |
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Photography/film making day camps |
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Science day camps |
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Vacation bible schools |
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| Ineligible for this program: |
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After school/day care/latch key programs |
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Sports camps |
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Camps with attendees age 20 & over |
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Camps with activities away from main location |
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Camps providing overnight accommodations |
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Coverages Available & Program Highlights |
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Commercial General Liability |
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Event Cancellation & Non-appearance |
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Damage to Premises Rented to You |
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Bodily Injury and Property Damage |
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Personal & Advertising Injury |
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Medical Expense (other than participants) |
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Medical Expense Reimbursement for Participants (illness) |
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Products-Completed Operations |
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Legal Liability to Participants |
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Professional Liability |
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Medical Payments for Participants |
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Hired Auto and Employees' Nonownership Liability |
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(not provided while in Hawaii) |
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Program Features |
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| Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage. |
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Notable Exclusions |
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Abuse, molestation, harassment, or sexual conduct |
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Fireworks |
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Amusement Devices(e.g.: rides, slides, inflatables, |
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Fungi or bacteria |
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bungees, climbing walls, dunk tanks) |
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Lead |
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Asbestos |
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Nuclear energy |
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ATV use |
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Open water activities |
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Boating activities |
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Separate ticketed events |
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Employment-related practices |
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Ownership, operation, maintenance or management of any |
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Equestrian activities |
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facility other than while being used for covered activities |
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All operations listed as ineligible |
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Transportation of participants |
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Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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Completed and signed enrollment form |
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Full payment by check or credit/debit card |
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