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GrouProtector Accident Medical
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​Special Events Participant Accident

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Click the link below to open our PDF application. It's easy to complete and return using the instructions on the application.

Special Events Accident Medical Application

Special Events

When hosting an event such as a fund-raiser, parade, class trip or pageant, you want it to be special. But sometimes accidents happen. That's why we offer GrouProtectorSM group accident medical insurance - to give you peace of mind and allow you to focus on the success of your event.

Our policy provides medical expense benefits as well as death and specific loss benefits to all people working and attending the event.
Providing options to build the best policy for your group:

Primary (first-to-pay) medical plan

-Ideal for groups with participants generally not covered by other insurance    
-Typically the first plan to pay claims after a covered event 
-Pays covered expenses regardless of other insurance coverage 
-Payments from other insurance coverage may be reduced in coordination with policy benefit limits 

Excess (next-to-pay) medical plan

-Ideal for groups with participants generally covered by other insurance    
-Typically the last plan to pay claims after a covered event 
-Will not pay covered expenses to the extent paid by other insurance coverage
-Essentially pays for other plans' deductibles and coinsurance
​-​Also pays remaining expenses after benefits are exhausted from other plans

Depending on coverage levels, availability of primary and excess plan can vary. Deductibles for excess coverage must be paid out-of-pocket and cannot be paid for by other insurance plans.


Group members covered under the plan

-Event participants only 
-Event participants and staff 
Whichever option you choose, 100% of those individuals are insured. Coverage for spectators may be added to either option for
additional premium. 


Covered activities

-Air Trip Tour-Hunting
-Amateur Theater-Jogging
-Amusement/Water Park Outing-Manual Training School
-Adult Study School-Marathon
-Backpacking Trip Tour-Martial Arts
-Battle Re-Enactment-Museum Outing
-Beauty Contest-Pageant
-Biathlon Bicycling-Parade
-Bible School-Picnic
-Bicycle Trip Tour-Prom
-Boating-Rafting Trip or Tour
-Cave Exploring-Repelling
-Derby-Scuba/Skin Diving
-Donkey Sports-Shooting Match
-Exhibit-Skating Soap Box
-Fashion Show-Snowboarding
-Festival-Snow Ski Trip Tour
-Field Study-Swimming
-Fund-Raising Drive-Volunteer Construction and/or Repair Work
-Gymnastic-Water Trip Tour
-Haunted House-Wedding
-Hay Ride-Weightlifting
-Hiking-Whitewater Boating
-Horseback Riding-Zoo Outing