New program offering coverage for Yoga Instructors
K&K Insurance announces a new program designed to provide general liability insurance for yoga instructors. The Yoga Instructor program is designed specifically for individuals working on an independent contractor basis, directly supervising an individual or a group engaged in yoga activities.
The new program offers rates as low as $90 for full-time yoga instructors and $60 for part-time instructors with additional discounts available to instructors who purchase the two-year coverage option. Coverage is available for both certified and non-certified fitness professionals. K&K provides certificates of insurance at no additional cost and there is no charge for adding facilities as additional insureds to the instructor's policy. K&K does not charge for primary/non-contributory or waiver of subrogation endorsements, a benefit outside of the industry norm.
Coverages provided include important liability protection for claims alleging bodily injury and property damage arising out of the instructor's operations. The policy also provides personal and advertising injury liability, legal liability to participants and professional liability for wrongful act claims resulting from instructor's activities.
Coverage limits of $1,000,000, $2,000,000, $3,000,000, $4,000,000 and $5,000,000 per occurrence are available. The program offers easy cash-with-application enrollment and credit card
For more information or to apply, please click here.
K&K Insurance named administrator for GrouProtectorSM accident medical program
K&K Insurance Group Inc., is now partnering with Nationwide® as administrator for their GrouProtectorSM accident medical insurance program.
Accident medical coverage is offered to insurance agents through either an online process or a paper application and designed for a variety of consumer segments including:
Amateur Sports; Auxiliary Police, Firefighters and Reserve Units; Business Activities; Camps and Conferences; Child Care; Clubs; Recreation Programs; JROTC and ROTC Units; Special Events; Travel Accident; Vocational & Rehabilitation Training Programs; Volunteer Emergency Groups; and Youth Groups.
- Primary (first-to-pay) and excess (next-to-pay) plan options
- Covered out-of-pocket expenses like prescriptions, deductibles and copays
- Automatic coverage for all group participants
- Benefits for accidental death or specific loss, such as loss of limb, sight or hearing
- The option to pay by check, electronic funds or credit card
K&K Insurance continues to offer commercial general liability including medical payments for participants for many of the segments listed above. To buy GrouProtectorSM coverage online or to download applications, please visit www.grouprotector.com.
Program for franchised RV dealers open to agents
K&K Insurance announces an expansion of our franchised powersport dealership program adding recreational vehicle (RV) dealers. RV dealers will now have access to our comprehensive program joining the motorcycle, personal watercraft, snowmobile and ATV industry dealerships. No prior appointment or agreement is needed for agents to submit applications for a quote.
Coverage options for franchised RV dealership may include property, general liability, inland marine, crime, garage liability, garagekeepers coverage, employment practices liability (limited states), excess and workers' compensation. Dealer physical damage coverage is not available. Limits of $1 million with up to $25 million excess are offered.
"K&K Insurance has more than 30 years of experience providing coverage to franchised motorcycle and powersport dealerships," said Lita Mello, senior vice president of K&K's Recreation Division. "With an experienced staff of underwriters and claims managers that understand the specific needs of dealerships, we are well-prepared to provide exceptional service to insurance agents and their RV dealership clients."
The franchised RV dealership proram is available in all states except the following:DC; MA; MN; NJ; and VA. Coverage is offered on either an admitted or surplus lines basis depending on the state and provided through an insurance carrier rated "A+" (Superior) by A.M. Best Company. For underwriting guidelines and applications, please call 800-552-9253 or email
Website offers entertainers capability to quote and buy liability insurance online
K&K Insurance announces a new website,
www.EntertainerInsurance-kk.com, offering liability coverage for U.S.-based bands and solo entertainers that perform on an independent contractor basis. The website offers the ability to quote and purchase the program online and receive coverage documents immediately via email.
Commercial general liability insurance provides protection against liability claims for bodily injury and property damage arising out of the insured's operation as an entertainer or performing group. The program also provides both legal liability to participants coverage and excess medical payments for participants coverage for claims arising out of injuries to persons invited to participate in the insured's covered activities. A variety of limits for either annual coverage or single event coverage (10 days or less) are available. Rates are based on gross annual income from covered activities.
Coverage is offered on an admitted basis in all states and provided through an insurance
carrier rated "A+" (Superior) by A.M.Best Company. For more information, visit