| - | After prom parties (school-sponsored event only)
| - | Graduation ceremonies
|
| - | Auctions
| - | Grand openings
|
| - | Award Presentations
| - | Job fairs
|
| - | Ball/Dances
| - | Lectures/seminars/workshops
|
| - | Banquets
| - | Meetings
|
| - | Bar mitzvah or bat mitzvah
| - | Memorial services
|
| - | Bazaars
| - | Pageants
|
| - | Benefits
| - | Parties
|
| - | Billiard events/tournaments
| - | Picnics (no in or on water activities)
|
| - | Bingo games (for fundraising/charity only)
| - | Poet or poetry readings
|
| - | Book signings
| - | Proms
|
| - | Card games/events (for charity/fundraising only)
| - | Quinceaneras
|
| - | Car/motorcycle/RV/boat shows - static display only**
| - | Recitals (dance, music)
|
| - | Car Washes (for charity/fundraising only)
| - | Religious events
|
| - | Casino Events (for charity/fundraising only)
| - | Reunions
|
| - | Celebrations (holiday, new year)
| - | Sales (bake, charity, consignment, estate, garage)
|
| - | Chamber of commerce business events/mixers
| - | School band or drill team competitions
|
| - | Charity events
| - | School carnivals (no rides/inflatables)
|
| - | Chess events
| - | Showers (baby, bridal, wedding)
|
| - | Christmas caroling (single location)
| - | Shows (animals,-arena setting only, antique, art, baby,
|
| - | Christmas lighting ceremony
|
| business, collector, consumer, craft, fashion, flower, garden,
|
| - | Concerts - other than rap, hip-hop, heavy metal/screamo or
|
| home, stage, wedding)
|
| techno/electronic (call for approval)**
| - | Social gatherings or receptions
|
| - | Conventions
| - | Speaking engagements
|
| - | Debuts or debutante balls
| - | Talent searches/shows - children only
|
| - | Dinners, luncheons or showers
| - | Telethons
|
| - | Direct selling consultant parties
| - | Theatrical performances or musicals
|
| - | Easter egg hunts (no egg drops from aircrafts)
| - | Walking tours (garden, holiday, parade of homes, historical
|
| - | Farmers' markets
|
| sites) - single location
|
| - | Festivals
| - | Wedding activities (rehearsal, ceremony or reception)
|
| - | Film screening or showings
|
|
|
| - | Flea Markets or swap meets
|
|
|
| - | Food cooking contests
| | |
|
**Available for consideration with a paper application.
|
| |
Ineligible for this program: |
| Certain event types are not eligible for coverage by this program.
K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - | Activist rallies/marches/protests
| - | Fraternity or sorority events (except alumni association
|
| - | Aircraft shows/events
|
| off-site events that have been approved by us)
|
| - | Animal obedience training
| - | Geocaching events
|
| - | Any events involving organized athletic events/competitions
| -
| Gun and/or knife shows
|
| - | Any events and/or concerts - involving rap, hip-hop,
| -
| Haunted attractions/events
|
| heavy metal/screamo or techno/electronic
| -
| Health fairs/expositions
|
| - | Any event held on an airport premises
| - | Hunting, fishing and hiking events
|
-
| Any events honoring national and/or local celebrities or
| - | Mazes (corn, hay or fence)
|
| professional athletes
| - | Parades (or any event involving a parade)
|
-
| Any events involving in or on water activities
| - | Political events (except private fundraising auctions,
|
| - | Battle reenactments
|
| benefits, dances, dinners)
|
| - | Cannabis related events
| - | Pumpkin chuckin events
|
| - | Christmas tree sales/lots
| - | Rodeos
|
| - | Cinematography or photography events for commercial use
| - | Seances
|
| - | Circuses
| - | Shooting events/activities (skeet/trap/clay/guns)
|
-
| Color party, foam party or raves
| - | Tailgating events (unless reported to and approved by us)
|
| - | E-gaming
| - | Tractor pulls
|
-
| Food eating contests
| - | Union meetings
|
|
| - | Walks/running events*
|
|
|
|
|
| | | |
| *For walks and/or running events, please visit Walk/Run Event page or contact us for additional information. |
| | |
Coverages Available & Program Highlights |
| |
| Commercial General Liability |
| - | Personal and Advertising Injury | | |
| - | Medical Expense | | |
| - | Damage To Premises Rented to You | | |
| - | Products-Completed Operations | | |
| |
|
| |
| - | Abuse molestation, harassment or exploitation
| - | Sexually transmitted disease
|
| - | Any event held at multiple locations (except for weddings)
| -
| Silica or silica-related dust
|
-
| Any event held outside the U.S.
| - | Specified recreational vehicles and activities -
|
| - | Any event with over 3,000 in attendance
|
| Aircraft/hot air balloon; Airport; Amusement devices: The
|
| - | Asbestos
|
| ownership, operation, maintenance or use of any device
|
-
| Cap on losses from certified acts of terrorism
|
| or equipment a person rides for enjoyment, including, but
|
-
| Commercial general liability standard exclusions
|
| not limited to: mechanical or non-mechanical ride, slide,
|
| (CG0001 4/13 edition)
|
| or water slide (including any ski or tow when used in
|
-
| Communicable diseases
|
| conjunction with a water slide); inflatable recreational device;
|
-
| Cyber incident, data compromise, and violation of statutes
|
| or vertical device or equipment used for climbing, whether
|
| related to personal data
|
| permanently affixed or temporarily erected. This exclusion
|
-
| E-commerce consulting
|
| does not apply to video games or computer games or
|
-
| Employment-related practices
|
| structures that are not designed to bounce on, slide on, ride on
|
| - | Fireworks
| | or tunnel through; Animals; Bungee; Dunk tank; Haunted
|
-
| Fungi or bacteria
| | attraction; Parade; Performer; Rodeo; Saddle animal;
|
-
| Lead
| | Snowmobile
|
| - | Nuclear energy
| - | Total pollution with a building heating, cooling & dehumidifying
|
| - | Operations of concessionaires, exhibitors and/or vendors
|
| equipment exception and hostile fire exception
|
| at your event
| -
| Unmanned aircraft
|
| - | Petting zoos
|
|
|
-
| Room and board liability/overnight camping
| |
|
|
|
|
|
| | | |
| | | |
| |
| Preliminary Underwriting Information Required |
| |
| The following information is required 10 business days prior to the desired effective date: |
| |
| - | Completed and signed enrollment form | | |
| - | Full premium payment by check or credit/debit card | | |
| | | |