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Art Displays |
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Pageants |
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Auctions |
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Parades |
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Banquets |
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Proms |
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Bazaars |
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Religious assemblies |
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Charity events |
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Reunions |
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Concerts |
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Seminars |
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Conventions |
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Shows |
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Craft displays |
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Social gatherings |
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Graduations |
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Weddings & receptions |
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Lectures |
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| - |
Meetings |
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Coverages Available & Program Highlights |
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| General Liability |
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Directors and Officers including Employment Practices Liability |
| - |
Written on an admitted basis in most states |
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Non-auditable policy |
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Property |
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Broadened coverage Form |
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- Equipment Breakdown included |
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No bodily Injury Deductible |
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Legal Liability to Participants |
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Inland Marine |
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Volunteer Accident- Accident Medical coverage for volunteers |
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Volunteers as Additional Insureds |
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Crime |
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Contingent Ride Liability |
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Fireworks Liability |
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Commercial Auto |
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Liquor Liability |
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- Nonowned/Hired Auto |
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Motorsports Liability |
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- Owned Auto |
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Vendor/Exhibitor Coverage |
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Employee Benefits Liability |
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Excess Liability |
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Event Cancellation & Non-appearance |
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Common Associated Exposures |
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Exhibitions |
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Food & beverage concessions |
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Festivals |
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Promotional activities |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Minimum Premium |
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Management must have at least three years fair |
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general liability- $2,500 |
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management experience |
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package- $5,000 |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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Schedule of events |
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ACORD applications for other requested coverages |
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Most current financial statement |
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Four years of detailed company loss runs |
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Copies of contracts where insured assumes liability of |
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Diagram/site plan of location/setup |
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others |
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Copy of Certificate of Insurance from carnival ride |
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vendors/concessionaires/sub-contractors listing fair as additional insured |
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