| Eligible Operations |
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Private or publically held destination resorts and guest ranches with stay-and-play activities on site |
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| Ineligible for this program: |
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Bed & Breakfast |
- Franchised hotels/motels
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Homeowners associations
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- Mobile Home Parks
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Ski Resort |
- Waterparks, amusement parks, etc. as primary reason for
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| patronage to the facility |
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Coverages Available & Program Highlights |
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| General Liability |
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Property |
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Broadened coverage form |
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- More Than 25 Coverage Expansions |
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Non-auditable policy |
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- Equipment Breakdown Included |
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No deductible |
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- Vacancy Clause redefined to address seasonal operations |
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Liquor Liability |
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- Building definition redefined to include; tent platforms, |
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Fireworks Liability |
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pavilions & shelters, signs, boat & canoe racks, |
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Expanded Bodily Injury Definition |
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permanently installed playground equipment |
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Nonowned watercraft up to 51' |
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- Business interruption (Civil Authority Expansion Available
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Personal and advertising injury definition expanded |
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in certain states)
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Cyber Liability
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- Emergency vacating expenses
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Crisis Response
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- Full building ordinance "A" coverage
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| Sexual Abuse & Molestation Endorsement - per perp
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| form (Subject to qualifications based on minimum
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| underwriting guidelines)
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Commercial Auto |
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Excess Liability |
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Crime |
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Workers' Compensation |
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Inland Marine |
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Common Associated Exposures |
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Cross-country skiing |
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Horseback riding/hiking trails |
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Fine dining |
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Miniature golf and playgrounds |
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Fishing and hunting |
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Recreational boating/canoeing |
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Golf courses, driving ranges
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Spas/health and fitness centers |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Manager must have 3 years industry management experience |
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$5,000 minimum account premium |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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ACORD applications for other requested coverages |
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Five years of detailed, currently valued company loss runs |
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Photos of facility |
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Web site address(if available) |
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Copy of rental contract
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| Copy of waiver/release of liability (if applicable)
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| Diagram of "Plot Plan" of premises
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