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Concessionaires, Exhibitors & Vendors
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This program is designed for the concessionaires, vendors, and exhibitors who are selling, displaying, demonstrating or promoting their
products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows, or a location that is
away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or
an outdoor area.

Eligible Operations
- Antiques & collectibles
- Home based vendors (caterers, DJs, florists,
- Apparel & accessories ice sculptors, decorators, photographers/videographers-
- Arts & crafts
 single event option only)
- Auto/vehicle accessories (non-mechanical)
- Kitchen or cookware accessories or appliances (no knives)
 - Candles
- Lawn & garden equipment
- Caterer (single event option only)- Literature distribution
- Celebrity, mascot or character appearances
- Micro-reality race tracks
- Cleaning accessories & products
- Motorized equipment - static display
-Exercise equipment- Product demonstrations
- Floral
  -Product or service displays
-Food, drink or produce sales
-Souvenir sales
-Game trailers or booths
-Sports & camping equipment
-Gift wrap booths
-Toys (for ages 5 and over)
Hardware sales
-Vehicle/boat display - static only
Health & beauty products

Coverages Available & Program Highlights:    
General Liability Equipment & Contents
- Contractual Liability - $250-$2,500 deductible (depends on limits)
- Personal & Advertising Injury - General Liability coverage must be purchased in
- $300,000 Damage to Premises Rented to You conjunction  with  the Equipment & Contents
- $5,000 Medical Payments -All items must be insured to 100% replacement cost
- Options available include: Single Event (one month or  value
  less), 3 Month Coverage, 6 Month Coverage
and 12 Month Coverage
- Additional Insureds at no charge  
- No limit on number of shows during the 3-month, 6-month 
  and annual coverage periods  
- No charge for Certificates of Insurance
- Discounted rates for multiple booths  
Risks Not Eligible Under This Program: (Including but not limited to)
- Alcoholic beverages - selling or furnishing- Nutritional/health supplements (selling)
- Animals- On-site installation/service/repair of products
-​Any games that involve person-to-person contact-​​On-site equipment sales or rental
-​Art displays over 10 ft tall or occupying more than 100 sq ft- Oxygen/aromatherapy bar
(unless reviewed and approved by the program administrator)- Paintball equipment/accessories
- Auto parts (mechanical)- Photographers (unless for a single event home-based
- Body piercing or permanent tattooingphotographer)
​-Christmas tree retail lots​-​Protective equipment or apparel
- Contractors (lighting, stage, sound, etc)-Storefront operations
- ​Cryogenic chambers/therapy- Tobacco, Cannabis, and Cannabis related products 
- E-commerce selling(including e-cigarettes/vapor products)
- Fire safety equipment- Toys (for ages 4 and under)
- Fireworks sales & displays- Unmanned aircraft systems (e.g.: drones, RC aircrafts)
- Haunted attractions- Use of and/or sales of weapons (such as: guns, axes, knives,
​-Hot wax impressions​​swords, tasers, defense sprays)
-Leasing/rental operations -Vehicles in motion
-Mazes (corn, hay, fence) -Watercraft exhibits on water
-Medical testing -Weight-loss plans or products (selling) 
-Motorsports activities-Wholesale business operations
​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
​ ​ ​ ​
-​​Abuse, molestation or exploitation
​-Cap on losses from certified acts of terrorism
​-​Aircraft/hot air balloon​-
Commercial general liability standard exclusions
​-​Airport - the ownership, operation, maintenance, or use
(CG0001 4/13 edition)
​of any airfield or airport facility or premises.  This exclusion​​-​Communicable diseases
​does not apply to concessionaires, exhibitors or vendors​-Cyber incident, data compromise, and violation of statutes
​selling, displaying, demonstrating or promoting their products
related to personal data
​or services at any airfield or airport facility or premises.​-Dunk tank
​-​Amusement device - the ownership, operation, maintenance,​-Employment related practices
​or use of any device or equipment a person rides for enjoyment,
including, but not limited to: mechanical  or non-mechanical ride,
​-Fungi or bacteria
slide, or water slide (including any ski or tow when used in
​-Haunted attraction
conjunction with a water slide); inflatable recreational device
or vertical device or equipment used for climbing, whether
​-Nuclear energy
permanently affixed or temporarily erected. This exclusion
does not apply to video or computer games or structures

​that are not designed to bounce on, slide on, ride on or tunnel
-​​Saddle animal

-​​Sexually transmitted diseases
-​​Silica or silica-related dust
​Specified recreation vehicles and activities

​Total pollution with a building heating, cooling & dehumidifying

​equipment exception and hostile fire exception

-​​Unmanned aircraft

Preliminary Underwriting Information Required
- Applications
- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and

NOW AVAILABLE - Buy Coverage On-line!