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This program is designed for U.S. -based dance schools and other organizations specializing in the instruction of performance and social dance.  Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Coverage Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
                                      

Eligible Operations
 
​-​Acro dance/tumbling
- Ballet - Irish
- Ballroom - Jazz
- Belly dancing - Latin
- Clogging - Modern
- Contemporary- Salsa
- Country western- Scottish 
- Cultural/ethnic- Square
- Flamenco- Swing
- Folk dncing - Tango
-Hawaiian-Tap
-Hip Hop-ZUMBA ®
    
       
Ineligible Operations:    
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilties-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance Halls-Trampoline parks/facilities
-Discotheques
 
Coverages Available & Program Highlights
                    
 

General Liability

Non-registered Member Activity Coverage (optional)
- Bodily Injury and Property Damage
- Personal and Advertising Injury   Equipment and Contents Coverage
- Products and Completed Operations(optional)
-Professional Liability
-Medical Payments for Participants Abuse & Molestation Defense Cost Reimbursement
-Premises Liability(optional)
-Hired Auto and Employers Nonowned Liability
(not provided while in Hawaii) Sexual Abuse & Sexual Molestation Liability (optional)
-Legal Liability to Participants
     
Notable Exclusions
​ ​ ​ ​   
​-​Abuse, molestation, harassment or sexual conduct​-​Massage therapy
​-​Aircraft/hot air balloon​-​Medical, therapy or health care services
​-​Airport​-​Nuclear energy liability
​-​Amusement devices - the ownership, operation, maintenance ​-​Operations related, in whole or in part, to performance
​or use of: any mechanical or non-mechanical device, any bungee​as an exotic dancer, or any similar occupation in the adult
​operation or equipment, any vertical device or equipment​entertainment industry
​used for climbing - either permanently affixed or temporarily​-​Parkour/free-running/tricking/urban gymnastics/extreme
​erected, or dunk tank.  Amusement devices do not include​tumbling or any similar type activities/programs unless
​any video or computer games or structures that are not​reviewed, approved and appropriate premium paid
​designed to bounce on, slide on, ride on, or tunnel through​-​Performers - injury or death to any performer or entertainer
​-Animals - injury or death to any animal; injury, death or ​during any activity, event or exhibition including but not
​property damage caused by any animal owned, rented or​limited to any stunt, concert, show or theatrical event.
​hired by you​This exclusion does not apply to participants in any activity,
​-​Asbestos​event or exhibition that are part of the designated
​-​Babysitting and/or childcare services​operations for which you are enrolled
​-​Cryogenic chambers/therapy​-​Rodeos
​-​Cycling (other than stationary)​-​Saddle animals
​-​Employment-related practices​-​Salon services or indoor tanning
​-​Fireworks​-​Snowmobile
​-​Fungi or bacteria​-​Sports/rehabilitation services/therapy
​-​Gymnastics classes/programs (unless reported, approved​-​Swimming pools, saunas, steam rooms, jacuzzis, hot tubs,
​and appropriate premium paid)​whirlpools or spas (unless reviewed, approved and
​-​Haunted attractions​appropriate premium paid)
​-​Instruction/activity being held on or in open water​-​Transportation of athletes/participants
(e.g.: lakes, ponds, ocean)​​-​Sale or distribution of herbal, medicinal and/or
​-​Lead​nutritional products
​-​Martial arts style consisting of: boxing (contact/sparring), ​-​Violation of statutes that govern e-mails, faxes, phone calls
​dim mak, haganah, kali/escrima, mixed martial arts, savate,​or other methods of sending materials or information
​sayoc kali, thai boxing/muay thai, training programs for law
​enforcement, public safety and military personnel, ultimate
​fighting/extreme fighting/extreme/cage fighting and wrestling
 
 

Preliminary Underwriting Information Required

 
- Applications 
- Coverage will be bound for your requested dates upon 
receipt and approval of your completed enrollment 
 form and payment 
     
 
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