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This program has been specifically designed for U.S.-based youth sports camp operations (those attended by campers age 19 or under) or sports clinics that are held at premises that are not owned or maintained by the sport camp operator. Coverage provided under this program includes important liability protection for the camp or clinic operator, including employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments coverage to the camp or clinic participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.

Note: Sports camps and clinics that may not be eligible for the program outlined below and/or have more complex coverage needs should visit our Sports Camps and Clinics program administered in our Sports Unit.

Eligible Operations
Youth day camps offering programming in the following categories are eligible to submit an enrollment in this insurance program

Class 1:

- Baseball, Basketball, Drill team, Golf, Softball, Squash, Swimming, Stength and conditioning, Tennis,
Track & field, Volleyball, Water polo

Class 2:

- Cheerleading, Deck/floor/street hockey, Field hockey, Football, Gymnastics, Ice hockey, Inline hockey, Lacrosse, Roller hockey (quad),
Soccer, Water hockey, Wrestling
​Day camps/clinics for youth with an accompanied adult are eligible for this program (e.g.: parents and me camps). Ratios cannot be more than 2 adults per child.
Classroom/lecture clinics for coaches or officials in any of the above mentioned sports are also eligible to enroll in this insurance program.  Please contact us for information and an application for this type of clinic.
Ineligible Operations    
- After school/daycare/latch key programs - Martial arts
- All-star/bowl games- Open water activities
- Boxing- Pop Warner Little Scholars Football or
- Box lacrosseCheer camp/clinics
- Broomball- Pro-sport try-out and training camps
- Camps with attendees age 20 & over*- Recruiting camps, showcases or combines*
- Cycling or BMX- Skiing (snow or water)
- Diving-Sports camp/clinic operations who own their own facility
- Equestrian-Weight-loss camps/programs
-Hunting and/or nature camps
*Please contact us for more information on coverage availability for camps/clinics for youth with an accompanied adult (e.g. parents and me camps)
Coverages Available

Commercial General Liability

- Personal & Advertising Injury
- Medical Expense (other than participants)
- Damage To Premises Rented to You (Fire Legal Liability) 
- Products-Completed Operations    
- Legal Liability to Participants    
- Professional Liability    
- Medical Payments for Participants    
- Hired Auto and Employers' Nonownership Liability
(not provided while in Hawaii)
-Bodily Injury & Property Damage

Program Features

Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

Abuse, molestation, harassment, or sexual conduct- Operation, maintenance or management of any
-Amusement devices (e.g.: rides, slides, inflatables, facility or field other than being used for covered activities
  bungees, climbing walls, dunk tanks)-Operations listed as ineligible
-Asbestos-Nuclear energy
​-​Communicable Diseases
-Cryogenic chambers/therapy- Pollution
- Employment related practices- Transportation of participants
- Fireworks - Use of haunted attractions
- Fungi or bacteria 
- Lead 

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form    
- Full payment by check or credit/debit card    
NOW AVAILABLE - Buy Coverage On-line!