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Amateur Sports - Tournaments & Events
Phone 1-800-525-8669
Fax 1-413-214-7761
Claims 1-800-237-2917
 
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  Application & Printable Documents | Glossary | Buy On-line




This program is designed to provide coverage on a short term basis for a single amateur sports tournament or event. Coverage provided under this program includes important liability coverage for the U.S.-based organization conducting the event(s), including the employees and volunteers, for liability claims arising out of its operations. Coverage is also included for ancillary activities (banquets, concerts, awards ceremonies) that are for those participants in your sports tournament(s) or event(s). 
  

Eligible Operations

An amateur sports tournament or event that meets all of the following criteria is eligible to submit an enrollment form for coverage under this program:

  • Maximum number of participants is 2,500, per event
  • Maximum spectator attendance per day is 7,500
  • Maximum number of event days (including practice days) is 14 days (not including set-up and tear down)
  • The sport activity being conducted falls into one of the listed eligible classes:
    Class 1:
    Bowling, Dance, Golf, Tennis, Volleyball
    Class 2: Baseball, Kickball, Softball
    Class 3: Basketball, Flag or Touch Football, On-Shore Fishing, Racquetball, Swimming
    Class 4: Cheerleading (age 19 & under), Deck/floor/street hockey, Field hockey, Flex FootballTM (age 19 & under), 
    Lacrosse (age 19 & under), Roller hockey (quad), Soccer (age 19 & under), Tackle & Contact Football (age 19 & under), Water hockey (age 19 & under), Wrestling (age 19 & under).
    Class 5:  Box lacrosse, Cheerleading (age 20 & over), Diving, Dodgeball, Gymnastics, Ice Hockey, In-line Hockey, Inline skating (speed/racing), Lacrosse (age 20 & over), Martial arts, Soccer (age 20 & over), Speed/racing skating (ice),
    Water hockey (age 20 & over).
 
Ineligible Operations
  • College or university level championship events
  • CrossFit® events/activities
  • Glow runs/color runs/similar type events or runs
  • Highland games
  • Events involving animals other than service animals
  • Mud runs/warrior runs/zombie runs/obstacle course runs/urbanathons (competitions, exhibitions or footraces that involve man-made obstacle courses, man-made mud pits, man-made slippery slopes, wall climbs or other similar man-made obstacles)
  • Professional sports events, tryouts and training camps/clinics
  • Sanctioned USA Hockey tournaments & events
  • 100% Virtual events/activities

         
  • Events in the following sport categories (Note: This is not a complete listing of ineligible sports):
- Adventure races- Mountain Biking and/or hiking
- BMX Biking - Open Water Events
- Boxing - Rugby
- Cycling - Skateboarding
- Endurance races- Skiing (snow or water)
- Equestrian - Snowboarding
- Inline (extreme/stunt/aggressive/free-style) skating- Streetball
- Kite Surfing  - Tackle and Contact Football (age 20 & over)
-Marathons (26.2 miles or more)-Triathlons & Duathlons
-Mixed Martial Arts -Wrestling (age 20 & over)
 

Coverages Available

 
 
Commercial General Liability
- Bodily Injury & Property Damage  
- Personal & Advertising Injury
- Medical Expense (other than participants)  
- Damage To Premises Rented to You (Fire Legal Liability)   
- Products-completed Operations    
- Legal Liability to Participants (not available for all sports)    
- Medical Payments for Participants (not available for all sports)    
   
 
 

Program Features

 
Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
 

Notable Exclusions

 
- 24-hour premises liability- Communicable disease
-Abuse, molestation, harassment or sexual conduct
-
Cryogenic chambers/therapy
-​
​Aircraft/hot-air balloon
-​​Employment-related practices
-
​Airport
-​​Events that last more than 14 days (not including set-up and
-Amusement devices (the ownership, operation, maintenance or
tear-down), unless reported, approved, and the appropriate
use of: any mechanical or non-mechanical ride, slide or water

premium has been paid

slide, any inflatable recreational device, any bungee operation
-Fireworks
or equipment, any vertical device or equipment used for
-
Fungi or bacteria

climbing-either permanently affixed or temporarily erected,
-Haunted attractions

or dunk tank. Amusement devices do not include any video or
-​Heavy metal/screamo, electronic/techno, rap, hip-hop 

computer games)

concerts/shows
- Ancillary activities that require a separate admission charge
- Lead

and is open to the public (unless optional coverage is 
-
Legal liability to participants for professional athletes and 

purchased-attendance must be 3,000 or less)
celebrity participants
​-Animals (injury or death to, or injury, death or property 
​-
​Medical payments for participants for professional athletes and

​damage caused by any animal owned, rented or hired by you)
​celebrity participants
​-
​Asbestos
-​​Nuclear energy liability
-​
​Athletic or sports participants in: Box lacrosse, Broomball, 
​-
​Operation, ownership or management of any athletic facility or

​Cheerleading (age 20 & over), Diving, Dodgeball, 
​field, other than while being used for covered activities

​Drill/majorette team (age 20 & over), Gymnastics, Hurling,
​-
​Operations of independent concessionaires, exhibitors and

​Ice hockey, Inline hockey, Inline skating (speed/racing), Judo,
​vendors at your event

​Karate, Lacrosse (age 20 & over), Martial arts, Powerlifting
-​​Performers

​(age 20 & over), Ringette, Roller hockey (inline), Soccer
​-
​Rodeos

​(age 20 & over), Speed/racing skating (ice), Taekwondo, 
​-
​Room and board liability

​Takraw, Water hockey (age 20 & over), Water polo (age 20 &
​-
​Saddle animals

​over), Weightlifting (age 20 & over)
​-
​Snowmobile
​-
​Commercial general liability standard exclusions
​-
​Those operations listed as ineligible

​(CG0001 4/13 edition)
​-
​Violation of statutes that govern e-mails, faxes, phone calls or

​other methods of sending materials or information
 
 

Underwriting Information Required

 
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form  
- Full Payment by check or credit/debit card