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Concessionaires, Exhibitors & Vendors
Phone 1-800-596-0969
Fax 1-888-827-1185
Claims 1-800-237-2917
 
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This program is designed for the concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows or a location that is away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company.
                            

Eligible Operations
 
- Antiques & collectibles 
- Home based vendors (caterers, DJs, florists,
- Apparel & accessories  ice sculptors, decorators, photographers/videographers-
- Arts & crafts
single event option only)
- Auto/vehicle accessories (non-mechanical)- Kitchen or cookware accessories or appliances (no knives)
 - Candles- Lawn & garden equipment
- Caterer (single event option only)- Literature distribution
- Celebrity, mascot or character appearances- Micro-reality race tracks
- Cleaning accessories & products  -Motorized equipment - static display
-Exercise equipment
 -Product demonstrations
​-
​Floral
-​​Product or service displays
Food, drink or produce sales
  -Souvenir sales
-Game trailers or booths-Sports or camping equipment
-Gift wrap booths
-Toys (for ages 5 and over)
-Hardware sales
-Vehicle/boat display - static only
-
Health & beauty products




 
Coverages Available & Program Highlights:    
     
General Liability Equipment & Contents
- Contractual Liability - $250-$2,500 Deductible (depends on limits)
- Personal & Advertising Injury - General Liability coverage must be purchased in  
- $300,000 Damage to Premises Rented to You conjunction  with  the Equipment & Contents
- $5,000 Medical Payments  -All items must be insured to 100% replacement cost
- Options available include: Single Event (one month or  value
  less), 3 Month Coverage, 6 Month Coverage  
and 12 Month Coverage
- Additional Insureds at no charge  
- No limit on number of shows during the 3-month, 6-month
  and annual coverage periods    
- No charge for Certificates of Insurance  
- Discounted rates for multiple booths    
 
Risks Not Eligible Under This Program: (Including but not limited to)
 
- Alcoholic beverages - selling or furnishing - Nutritional/health supplements (selling)
- Animals- On-site installation/service/repair of products
​-Any games that involve person-to-person contact-​​On-site equipment sales or rental
-​Art displays over 10 feet tall or occupying more than 100 sq ft-Oxygen/aromatherapy bar
(unless reviewed and approved by the program administrator)- Paintball equipment/accessories
- Auto parts (mechanical)- Photographers (unless for a single event home-based
-Body piercing or permanent tattooing wedding photographer)
​-Christmas tree retail lots ​-​Protective equipment or apparel
- Contractors (lighting, stage, sound, etc)-Storefront operations
-​Cryogenic chambers/therapy-Tobacco, Cannabis, and Cannabis related products
- E-commerce selling- (including e-cigarettes/vapor products)
- Fire Safety equipment- Toys (for ages 4 and under)
-Fireworks sales & displays-Unmanned aircraft systems (e.g.: drones, RC aircrafts)
- Haunted attractions- Use of and/or sales of weapons (such as: guns, axes, knives,
-​​Hot wax impressions​swords, tasers, defense sprays)
-Leasing/rental operations-Vehicles in motion
- Mazes (corn, hay, fence)- Watercraft exhibits on water
- Medical testing-Weight-loss plans or products (selling)
-Motorsports activities -Wholesale business operations
    
      ​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
      ​ ​ ​ ​
-​​Abuse, molestation or exploitation
-​Cap on losses from certified acts of terrorism
​-​Aircraft/hot air balloon​-
Commercial general liability standard exclusions
​-​Airport - the ownership, operation, maintenance, or use
(CG0001 4/13 edition)
​​of any airfield or airport facility or premises. This exclusion​-​Communicable Disease
​does not apply to concessionaires, exhibitors or vendors​-Cyber incident, data compromise, and violation of statutes
​selling, displaying, demonstrating or promoting their products
related to personal data
or services at any airfield or airport facility or premises​​-Dunk tank
​-​Amusement devices - the ownership, operation, maintenance​-Employment related practices
​or use of: any mechanical or non-mechanical ride, slide, or​-Fireworks
​waterslide, any inflatable recreational device, any bungee​-Fungi or bacteria
​operation or equipment, any vertical device or equipment​-Haunted attraction
​used for climbing - either permanently affixed or temporarily​-Lead
​erected, or dunk tank.  Amusement devices do not include​-Nuclear energy
​any video or computer games or structures that are not​-Performer
​designed to bounce on, slide on, ride on, or tunnel through​-
Rodeo
-​Animals
​-
​Saddle animal
​-
​Asbestos
-
​Sexually transmitted disease
​-
​Bungee
​-
​Silica or silica-related dust

​-
​Snowmobile

​-
​Specified recreational vehicles and activities

-​
​Total pollution with a building heating, cooling & dehumidifying

​equipment exception and hostile fire exception

​-
​Unmanned aircraft


 
 
Preliminary Underwriting Information Required
- Applications
- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and
  payment