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Baseball |
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| Lacrosse |
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Basketball |
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Pickleball
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Baton twirling |
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Racquetball
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Bowling |
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Road running
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Cheerleading |
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Soccer
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Cross Country |
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Softball
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- | Dance** | - | Swimming
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Fencing |
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Table Tennis
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Figure Skating |
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Tennis
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Football |
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Track & field
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Golf |
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Tumbling (floor only, no gymnastic apparatus)
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Gymnastics*** |
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Volleyball
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Hockey |
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Wrestling
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* If your risk doesn't fit the eligibility of this program, please contact us. |
**For instruction of dance only, please visit our dance instructor page. |
***$1,000,000 occurrence limit only. Not available for purchase online. Submit PDF application. |
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Ineligible for this program: |
Certain operations are not eligible for coverage by this program. We reserve the right to decline any request for coverage. The |
ineligible operations include, but are not limited to the following (and are excluded from coverage): |
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Certified athletic trainers |
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Instructors under the age of 18 |
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Coaching of organized competitive athletic teams |
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Instructor's employment as an exempt or a non-exempt |
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employee of a school, university or college |
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Instruction of the following activities: |
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Boxing
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Lifeguarding |
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Canoeing
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Martial arts |
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Cycling
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Rowing |
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Diving
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Scuba diving |
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Equestrian
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Skiing |
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Kayaking
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Surfing |
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Liability Coverage |
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General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction. |
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General Liability |
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Bodily Injury & Property Damage |
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Professional Liability |
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Products-completed Operations |
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Damage to Premises Rented to You |
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Personal and Advertising Injury |
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Medical Expense (other than participants) |
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Legal Liability to Participants |
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Abuse, molestation, harassment, or sexual conduct
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Cycling (other than stationary)
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| Aircraft/hot air balloon
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| Airport
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| Fireworks
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| Amusement devices (the ownership, operation, maintenance
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| Fungi or bacteria
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| or use of: any mechanical or non-mechanical ride, slide, or
| - | Haunted attractions
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water slide, any inflatable recreational device, any bungee
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Instruction/activity being held on or in open water
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operation or equipment, any vertical device or equipment used
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Lead
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| for climbing-either permanently affixed or temporarily erected,
| - | Medical, therapy or health care services
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| or dunk tank. Amusement devices do not include any video or
| - | Nuclear energy liability
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| computer games or any device that is specifically designed for
| - | Operation, ownership or management of a commercial sports
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the training or instruction of the activity for which you are
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facility
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enrolled)
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Performers
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Animals (injury or death to, or injury, death or property
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Physicals/stress testing
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damage caused by any animal owned, rented or hired by you)
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Physical therapy, massage or salon services
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| Asbestos
| - | Rodeos
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| Commercial general liability standard exclusions
| - | Saddle animals
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| Sale or distribution of medicinal, herbal and/or nutritional
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| Communicable diseases
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Cryogenic chambers/therapy
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Snowmobile
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| Violation of statutes that govern e-mails, faxes, phone calls or
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