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This insurance program has been specifically designed for entertainers and performers who work on an independent contractor basis entertaining
at local fairs, festivals, special events, private parties, convention or tradeshow booths. Coverages provided under this program include important
liability protection for the performer for liability claims arising out of their operations.

The following criteria must be met to be eligible for consideration of coverage under this program:

  • Entertainer or performer must be at least 18 years of age.
  • Annual gross income from the performer's activities can not exceed $100,000

NOTE:  This program only provides coverage for your individual operations as an entertainer/performer.  The policy does not extend coverage for
activities conducted by employees or anyone else assisting or performing on your behalf.

Eligible Operations
This list does not encompass all entertainers/performers that may be eligible for coverage. If the type of entertainer or performer is not listed in the
eligible or ineligible listing, please contact our office for classification.
- Actor Portraying Historical Person (Actual or - Juggler
Fictional) - Magician
- Balloon Artist
- Mime
- Belly Dancer - Musician, singer or vocalist
- Caricature sketching
- Poet
- Celebrity Look-a-like - Psychic/fortune teller
- Clown - Public speaker (subject to review and approval by us)
- Comedian - Puppeteer
- Conductor - Story teller
- Contortionist - Theatrical performer (single event option only)
- DJ/KJ - Trade show/promotional model (subject to review and approval by us)
- Face/Body painter (FDA approved/compliant paint only) - Ventriloquist
- Holiday character
- Western Performer


Ineligible Operations

- Acrobatic/Aerialist Performer
- Performer putting on an athletic exhibition
- Actor or Actress
- Performer using weapons (with live ammunition
- Circus performer
or sharpened blades)
- Cosmetologist/Beautician
- Permanent tattoo artist/body piercing artist
- Escape artist
- Production/entertainment companies
- Exotic dancer
- Public speaker (unless reported and approved)
- Fire handler
- Pyrotechnician
- Group acts or bands
- Rap, hip-hop, electronic/techno or heavy metal/screamo
 - Henna/Mehndi artist
musical entertainer/performer/DJ
- Hypnotist - Strength performer
- Jouster
- Stripper
- Mascot (college, high school, professional) - Stunt performer
- Model (unless reported and approved)
- Touring entertainer/performer

Coverages Available

Commercial General Liability
- Bodily Injury and Property Damage
- Medical Expense    
- Damage To Premises Rented to You    
- Products-completed Operations    
- Bodily Injury to Participants    
- Medical Payments to Participants    
- Enhancement Endorsement Included

Notable Exclusions:

- Abuse or molestation or exploitation
- Sexually transmitted disease
- Any events or activities involving or promoting tobacco or cannabis
- Silica or silica-related dust
- Asbestos
- Specified recreational activities - Aircraft/hot air balloon;
- Athletic activity

Airport; Amusement devices: the ownership, operation,
Body surfing and/or mosh pits

maintenance or use of any device or equipment a person rides
Cap on losses from certified acts of terrorism
for enjoyment, including, but not limited to: mechanical or
Commercial general liability standard exclusions
  non-mechanical ride, slide or water slide (including any ski or tow
(CG0001 4/13 edition)

when used in conjunction with a water slide), inflatable
Communicable diseases

recreational device, or vertical device or equipment used for
- Cyber incident, data compromise, and violation of statutes

climbing whether permanently affixed or temporarily erected.
related to personal data

This exclusion does not apply to video or computer games; 
Employment related practices
Animals (injury or death to, or injury, death or property damage
- Events hosted/organized by the entertainer/performer
caused by any animal owned, rented or hired by you. However,
​-Fireworks (However, this exclusion does not apply to flashboxes.
rabbits, doves, mice, hamsters, non-venomous/non-constricting

​As used in this environment, flashboxes means any device used to 
​snakes and dogs weighing less than 15 lbs are covered for the

​create a visual effect along with an explosive noise that is induced
​liability arising out of the insured's operations that include the 

​electronically in a cylinder with no projectile, wadding, or wrapping)
​use of these animals); Bungee; Dunk tank; Haunted attractions;
​Full body art/painting
​Performer ("bodily injury" or "personal and advertising injury"
- Fungi or bacteria

to any performer or entertainer during any activity, event or
- Historical battle reenactments
exhibition including, but not limited to, any stunt, concert, show or
- Hot wax impressions
theatrical event); Rodeo; Saddle animal; Snowmobile
-​​Those operations listed as ineligible
​Nuclear energy
-​​Throwing of object(s) into the audience during a performance
​Ownership of a facility for performances
-​​Total pollution with a building heating, cooling & dehumidifying
​Personal and advertising injury
​equipment exception and hostile fire exception

-​​Unmanned aircraft

​Use of any substance to paint or apply on the face or body that

​is not classified as non-toxic and/or manufactured using only

​FDA compliant ingredients
Preliminary Underwriting Information Required
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form    
- Full payment by check or credit/debit card